Ndalama Zamtengo Wapatali Zothandizira Zowonongeka Zakhazikitsidwa Kuti Zikwezeke mu Care Act

Malipiro a inshuwalansi ya Affordable Care Act akuyembekezeka kukwera kwambiri chaka chamawa, chizindikiro cha kukwera kwa ndalama zogwirira ntchito ndi ndalama zina zomwe zikuyamba kusokoneza chuma chaumoyo.

Makasitomala, omwe nthawi zambiri amatha kulembetsa mapulani awo pa Novembara 1, sangakhale ndi vuto lililonse chifukwa cha zopindulitsa za feduro, koma olemba anzawo ntchito ang’onoang’ono amatha kukumana ndi mavuto okwera chifukwa sapeza thandizo lofananira ndi boma. , Malinga ndi akatswiri a inshuwaransi yazaumoyo.

Makampani a inshuwaransi ku ACA Markets akufuna kuti ndalama zapakati pa mwezi ziwonjezeke ndi 10%, malinga ndi ndemanga ya Kaiser Family Foundation ya malingaliro omwe aperekedwa ndi ma inshuwaransi 72 m’maboma 13. Makampani ena a inshuwaransi amafuna kukweza mitengo mpaka 20%.

Ogwira ntchito zachipatala amagwira ntchito mu dipatimenti yadzidzidzi ku NYC Health + Metropolitan Hospitals, Lachitatu, Meyi 27, 2020, ku New York. (Chithunzi cha AP/John Minchillo)

Kuwonjezeka koyenera kumasiyanasiyana pakati pa inshuwaransi ndi misika. Komanso, olamulira a boma samavomereza nthawi zonse kuti awonjezere kuchuluka komwe akufunidwa ndi ma inshuwaransi.

Ma inshuwaransi nthawi zambiri amawonetsa mitengo kwa oyang’anira boma, omwe amakhala ndi nthawi zosiyanasiyana kuti awonenso ndi kuvomerezedwa. Boma la federal likuyembekezeka kuvomereza mapulani a ACA kumayambiriro kwa Okutobala.

Woyang’anira Biden amagula mayeso opitilira 100 miliyoni, amafuna ndalama zambiri kuchokera ku Congress

Kuwonjezekaku kukuwonetsa zinthu monga mitengo yokwera yazithandizo zachipatala, zomwe zipatala ndi othandizira ena azaumoyo akufuna kuti athe kulipira okha kuchuluka kwa ntchito ndi ndalama zina, malinga ndi zomwe akatswiri azachipatala komanso makampani a inshuwaransi amawongolera.

“Ndi ntchito, koma ikuperekanso. Mtengo wa chirichonse ukukwera, “adatero Debbie Ashford, katswiri wodziwa mayankho a zaumoyo ku North America unit ya Aon PLC, kampani ya uphungu wa zaumoyo ndi broker inshuwalansi.

riboni chitetezo zina amasintha zasintha%
Thandizeni Malingaliro a kampani AON PLC 290.95 + 2.38 + 0.82%

Ogula ambiri salipira zambiri chifukwa Congress yakulitsa thandizo lazachuma mpaka 2025 monga gawo la Inflation Reduction Act yomwe idakhazikitsidwa mu Ogasiti.

Lamuloli lidasungabe kukulitsidwa kwa zothandizira mu 2021, zomwe kwa nthawi yoyamba zidapangitsa kuti anthu azikhala oyenera kulandira mapindu ngati atapeza ndalama zopitilira kanayi paumphawi waboma, kapena pafupifupi $ 54,000 kwa munthu payekha ndi $ 110,000 banja la ana anayi. M’mbuyomu pansi pa Anti-Corruption Act, anthu omwe amapeza ndalama zoposera kanayi umphawi anali kuletsedwa kupindula.

Biden Amalozera ku Lamulo Lochepetsa Kutsika kwa Ndalama: Izi ndi Zomwe Zikutanthauza Pachikwama Chanu

Thandizo lowonjezereka likutanthauza kuti ambiri mwa anthu 13.8 miliyoni omwe adalembetsa nawo ndondomeko yosinthira adzachitira umboni Zomwe amalipira m’matumba awo pamalipiro awo zimakhalabe chimodzimodzi, atero a Cheryl Fish-Parcham, director of special coverage for Families USA, bungwe lolimbikitsa ogula. Anatinso zowonjezera zambiri za premium zidzatetezedwa.

Thandizo lowonjezeralo likutanthauza kuti anthu pafupifupi 13 miliyoni omwe akhudzidwa ndi lamulo loletsa katangale azipulumutsa $800 pachaka kuchokera ku zomwe akanagwiritsa ntchito popanda phindu lowonjezera, Malinga ndi kayendetsedwe ka Biden. Malipiro apakati pamwezi anali $133 mu 2022 atapindula, malinga ndi dipatimenti ya zaumoyo ndi ntchito za anthu.

WalletHub posachedwa idatulutsa kafukufuku yemwe adapeza kuti Massachusetts ndiye dziko labwino kwambiri lazaumoyo mu 2021. (iStock)

“Makampani ang’onoang’ono akhudzidwa kwambiri,” atero a Larry Levitt, wachiwiri kwa purezidenti wamkulu pazaumoyo ku Kaiser Family Foundation, chifukwa alibe mphamvu zokambilana zomwe makampani akuluakulu amakhala nawo pokambirana ndi mabungwe azaumoyo.

Bob Jennings, CEO wa 3D Colour, wopanga Cincinnati wopanga ma prototypes azinthu zogula ndi antchito 21, adati akuyang’ana kukweza mitengo mu 2023 kuchokera 14% mpaka 23%.

Komabe, a Jennings ananena kuti sakufuna kusiya kupereka zopindulitsa pa msika wopikisana woterewu. M’malo mwake, adati, kampaniyo idapereka chiwongola dzanja cha 3% kwa ogwira ntchito, pomwe idavomera kulipira ndalama zawo kupitilira malire omwe adatulutsidwa m’thumba.

“Mabizinesi ang’onoang’ono, monga omwe ali pamwambapa, avutitsidwa kwambiri,” atero a Larry Levitt, wachiwiri kwa purezidenti wamkulu pazaumoyo ku Kaiser Family Foundation. (Chithunzi cha AP/Hussein Mulla) (News Agency)

Dongosolo la inshuwaransi ya 3D latha mu Ogasiti, kotero kampaniyo posachedwapa idadutsa njira yolembetsa chaka chatsopano. Mabizinesi ang’onoang’ono ambiri ali ndi mapulani azaumoyo omwe amakonzanso kumapeto kwa chaka, koma ena ali ndi mapulani kuyambira mwezi uliwonse, atero a Gary Claxton, wachiwiri kwa purezidenti ku Kaiser Family Foundation. Anati makampani omwe ali ndi zolembetsa zotseguka kugwa ayamba kumvetsera posachedwa, ngati sichoncho, mpaka atakhala ndi nthawi yosankha zochita.

Ma inshuwaransi omwe amagulitsa mapulani pamsika wamagulu ang’onoang’ono kwa olemba anzawo ntchito omwe ali ndi antchito 50 kapena ochepera apempha kuti 2023 ionjezeke 2% mpaka 15% ku Minnesota, malinga ndi data ya federal.

Amazon yayimitsa ntchito yake yosamalira kunyumba yosakanizidwa

Kuwonjezeka kwamitengo komwe kufunsidwa pamsika wamagulu ang’onoang’ono aku Florida kumayambira pafupifupi 4% mpaka pafupifupi 12%. Ku New York, makampani a inshuwaransi akufunsa kuti awonjezere mitengo ya mapulani omwe amachokera ku 11% mpaka 46%.

Olemba ntchito ang’onoang’ono sakufunika ndi ACA kuti apereke inshuwaransi yaumoyo, kotero kukwera kwamitengo kumawonjezera chiopsezo chomwe ena angasiye kufalitsa, malinga ndi Moody’s Investors Service.

Secretary of Health and Human Services Xavier Becerra amalankhula pamsonkhano wa atolankhani June 28, 2022 ku Washington. Chiwerengero cha anthu ku America omwe alibe inshuwaransi yazaumoyo chatsika kwambiri ndi 8 peresenti chaka chino, dipatimenti ya US Department of ((Chithunzi cha AP/Patrick Semansky, Fayilo)/AP Newsroom)

Boma la Biden likukonzekera kulembetsa kwaulere, kupereka ndalama zokwana $98.9 miliyoni kwa apaulendo omwe amathandizira anthu kulembetsa inshuwaransi yazaumoyo pa ACA.

Kulembetsa mu mapulani a ACA kumatha kukwera ngati olamulira athetsa mliri wadzidzidzi mu 2023, malinga ndi akatswiri a inshuwaransi yazaumoyo. Njira yowunika ngati omwe adalembetsa pano akadali oyenerera ku Medicaid idayimitsidwa panthawi yolengeza. Mamiliyoni a anthu akuyembekezeka kutaya chithandizo cha Medicaid pomwe macheke oyenerera ayambiranso.

Pezani bizinesi yanu ya FOX popita podina apa

Zadzidzidzi zomwe zikuchitika pano zatha pa Okutobala 13, ndipo dipatimenti yazaumoyo ndi ntchito za anthu yati ipereka chidziwitso kwa masiku 60 isanathe. Padakali pano akuluakulu ena aboma ati sadalandire chidziwitso chilichonse.

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