Inshuwaransi yabwino kwambiri yamagalimoto otsika mtengo ku Philadelphia

Pankhani ya inshuwaransi yamagalimoto, madalaivala ku Philadelphia amalipira avareji ya $3,300 pachaka (pafupifupi $275 pamwezi) kuti apeze ndalama zonse ndi $752 pachaka (pafupifupi $63 pamwezi) kuti apezekepo pang’ono, pamwamba pa mayiko oyenera. . chaka chilichonse. Ndi mitengo yapakati ikukwera, madalaivala a Philadelphia akhoza kukhala ndi chidwi chopeza zotsika mtengo pomwe akugula zosankha zomwe zikugwirizana ndi zosowa zawo. Banki ingathandize. Ndemanga yathu yamakampani akuluakulu a inshuwaransi yamagalimoto ndi gawo la msika mu Brotherly Love atha kukuthandizani kupeza inshuwaransi yabwino kwambiri yotsika mtengo pazosowa zanu.

Makampani abwino kwambiri a inshuwaransi yamagalimoto ku Philadelphia

Kuti tidziwe makampani otsika mtengo kwambiri a inshuwaransi yamagalimoto ku Philadelphia, tidayamba ndikuwunika ma premium apakati kuchokera ku Quadruple Information Services. Kutengera kafukufuku wathu, makampani a inshuwaransi yotsika mtengo kwambiri ku Philadelphia ndi Geico, State Farm, ndi Progressive.

Tikudziwa kuti mtengo sizinthu zonse, komanso kupeza kampani yabwino kwambiri ya inshuwaransi yamagalimoto pazosowa zanu ndikofunikira. Kuti tikuthandizeni kukwaniritsa cholingachi, tayika aliyense wopereka chithandizo ndi njira yathu ya Bankrate Score. Dongosololi limaganizira zamitengo yapakati, njira zogulitsira, kuchotsera komwe kulipo, mavoti a chipani chachitatu, ndi zida zopezera digito. Tidavotera kampani iliyonse pamlingo woyambira 0.0 mpaka 5.0. Kukwera kwa mavoti a banki kumapangitsa kuti kampaniyo ikhale yokwera m’magulu amtundu uliwonse.

Gekko

Geico imapereka inshuwaransi yotsika mtengo yathunthu ku Philadelphia, pafupifupi. Ndi pafupifupi 60% kutsika kuposa pafupifupi mzinda, Geico akhoza kukhala chisankho chabwino kwa madalaivala pa bajeti. Kampaniyo ilinso ndi mndandanda wautali kwambiri wa inshuwaransi yamagalimoto pamsika. Komabe, Geico ili ndi ziwerengero zotsika kuposa zapakati kuchokera ku JD Power kuti akwaniritse makasitomala kudera la Mid-Atlantic, zomwe zingasonyeze kukhumudwa ndi ntchito yake.

Dziwani zambiri: Ndemanga ya Inshuwalansi ya Geico

state farm

State Farm ndiye kampani yayikulu kwambiri ya inshuwaransi yamagalimoto m’boma, ndi gawo la msika, kotero ngati mukufuna kugwira ntchito ndi chonyamulira chodziwika bwino, iyi ikhoza kukhala njira yabwino. Kampaniyo imapereka mapulogalamu awiri oyendetsa bwino, Drive Safe & Save for akuluakulu ndi Steer Clear kwa achinyamata, zomwe zingakuthandizeni kuchepetsa mitengo yanu kwambiri. State Farm sipereka inshuwaransi ya gap, ndipo chithandizo chochotsera ngozi sichingagulidwe (mutha kuchipeza pakadutsa zaka zingapo zoyendetsa popanda ngozi).

Dziwani zambiri: Ndemanga ya inshuwaransi ya boma

Erie

Ngati mukuyang’ana njira yotsika mtengo yomwe imabweranso ndi zosankha zingapo, Erie akhoza kukhala chisankho chabwino. Kampaniyo, yomwe imapezeka m’maboma 12 okha, imapereka zovomerezeka zambiri, monga kuphimba ziweto ndi ntchito zotsekera. Erie alinso ndi mavoti apamwamba kwambiri okhutiritsa makasitomala a JD Power kudera la Mid-Atlantic. Komabe, JD Power Erie adapereka mavoti ocheperapo pazantchito za digito, zomwe zikutanthauza kuti mwina singakhale kampani yabwino kwambiri ngati mukufuna kugwiritsa ntchito mfundo zanu pa intaneti kapena pafoni.

Dziwani zambiri: Ndemanga ya Inshuwalansi ya Erie

mwapang’onopang’ono

Ngati mukufuna kusunga nthawi ndi ndalama, Progressive ikhoza kukhala chisankho chabwino. Imapereka ndalama zachitatu zotsika mtengo zotsika mtengo kwambiri pamndandanda wathu ndipo ili ndi zida zamphamvu zama digito. Chinthu chimodzi chodziwika bwino ndi dzina lanu la mlingo, lomwe limakupatsani mwayi wolowetsa inshuwalansi ya galimoto yanu ndikukuwonetsani zosankha zoyenera. Tsoka ilo, Progressive ili ndi gawo lotsika kwambiri lamakasitomala a JD Power pamndandanda wathu

Dziwani zambiri: Ndemanga ya Inshuwaransi Yokhazikika

Westfield

Westfield mwina sangakhale odziwika bwino monga makampani ena omwe ali pamndandanda wathu, komabe ndikofunikira kupeza mawu. Westfield amagulitsa zinthu zake kudzera pagulu la ogulitsa odziyimira pawokha, omwe angakhale odziwa bwino zosowa za madalaivala a Philadelphia. Zida za digito za Westfield zilibe ntchito, kotero sizingakhale kampani yabwino kwambiri kwa iwo omwe amayamikira njira yopita patsogolo zamakono.

Dziwani zambiri: Ndemanga ya Inshuwalansi ya Westfield

Zofunikira za Inshuwaransi ya Philadelphia

Monga pafupifupi dziko lililonse, Pennsylvania imafuna kuti madalaivala onse azikhala ndi inshuwalansi ya galimoto yomwe ili ndi mitundu yochepa yofunikira komanso malire ofunikira m’boma. Ku Pennsylvania, zochepa izi ndi:

  • $ 15,000 paudindo wovulala pamunthu aliyense
  • 30,000 USD Ngongole yakuvulala kwathupi pangozi iliyonse
  • $5,000 chifukwa cha kuwononga katundu pa ngozi iliyonse
  • $5,000 ya Chitetezo Chovulaza Munthu (PIP)

PIP ikhoza kutchedwa “mapindu a chipani choyamba” ku Pennsylvania. Kuphatikiza apo, makampani a inshuwaransi yamagalimoto aku Pennsylvania akuyenera kupereka chithandizo kwa oyendetsa magalimoto opanda inshuwaransi komanso opanda inshuwaransi, ngakhale zosankhazi zitha kukanidwa polemba. Pennsylvania ndi dziko lopanda vuto ndipo madalaivala adzayeneranso kusankha “njira yowonongeka” ya inshuwalansi ya galimoto yawo, zomwe zimasintha luso lanu loimba mlandu woyendetsa galimoto kuti awononge. Komabe, pakachitika ngozi mwangozi, mudzakhala ndi udindo wowononga katunduyo ndipo ndizothekanso kuimbidwa mlandu chifukwa cha ndalama zovulaza thupi. Akatswiri a inshuwaransi nthawi zambiri amalangiza kuti mugule malire apamwamba ngati mungakwanitse.

Mufunika kuphimba kwathunthu, komwe kumawonjezera kumveka komanso kugundana, ngati mukufuna kubwereka kapena kulipirira galimoto yanu. Izi zikutanthauza kuti mudzalipira malipiro apamwamba kusiyana ndi mutakhala ndi ndondomeko yochepetsera, koma mudzakhala ndi chidziwitso cha kuwonongeka kwa galimoto yanu.

Momwe mungapezere ndikusunga inshuwaransi yotsika mtengo kwambiri yamagalimoto ku Philadelphia

Mukafuna inshuwaransi yotsika mtengo yamagalimoto, kupeza ndi gawo loyamba. Ndiye, mungafune kuganizira njira zochepetsera mtengo m’tsogolomu. Nazi njira zina zopezera ndikusunga inshuwaransi yotsika mtengo yamagalimoto ku Philadelphia:

  • Gulani mozungulira: Kupeza ma quotes kuchokera kwa onyamula angapo kumakupatsani mwayi wofananizira mitengo, njira zochotsera, kuchotsera, ndi mawonekedwe a mfundo. Kuwononga nthawi kusanthula zolemba kuchokera kumakampani ochepa kungakuthandizeni kupeza mitengo yopikisana kwambiri.
  • Yendetsani mosamala: Ngozi ndi matikiti ndi amodzi mwamadalaivala akuluakulu owonjezera ndalama, zomwe nthawi zambiri zimapanga mtengo wowonjezera pa ndondomeko yanu. Kuyendetsa bwino galimoto komanso kutsatira malamulo apamsewu kungakuthandizeni kuti musamayendetse bwino galimoto, zomwe zingachepetse mitengo yanu.

Mafunso Ofunsidwa Kawirikawiri

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