Inshuwaransi Yamagalimoto Akutali | Zithunzi za CDOT

Inshuwaransi yamagalimoto sizingawoneke ngati nthaka yachonde yaukadaulo wa digito, koma ikaphatikizidwa ndi sensa yomwe imalumikiza kuwunika kwagalimoto, ikhoza kukhala yosintha masewera.

Iyi ndi njira yomwe inshuwaransi ya ku Australia ya KOBA Inshuwalansi, yomwe idalowa msika mu February chaka chino ndi katundu wake wapamwamba, chitsanzo cha ‘pay-as-you-go’ cha inshuwalansi ya galimoto.

Andrew Wong, woyambitsa KOBA, akuti inshuwaransi yamagalimoto ndi gawo limodzi pamsika lomwe silinasokonezedwe. Njira yachikhalidwe ndikupeza ngongole ya inshuwaransi ya chaka chimodzi kutengera momwe akuwonera chiwopsezo chanu komanso gulu lalikulu la inshuwaransi.

“Palibe mphamvu yoti madalaivala azisankha ndalama zomwe akulipira chifukwa kampani ya inshuwaransi imawerengera masamu onse, ndipo akukulipiritsani zomwe kampani ya inshuwaransi ikuganiza kuti ikufunika kulipiritsa kuti apindule ndi kuwononga zoopsa zonse. makasitomala awo onse, “akutero Wong.

Mtundu wa KOBA, akuti, ndikubwezeretsa mphamvu m’manja mwa oyendetsa. Makasitomala amalipira chindapusa kamodzi kuti atsimikizire magalimoto awo pomwe ayimitsidwa – ngati ayang’aniridwa ndi magalimoto ena kapena kubedwa – ndipo kuchokera pamenepo, ndalamazo zimachepetsedwa pa kilomita pamwezi.

Madalaivala omwe amayendetsa mocheperapo kuposa ma 12,000 km pachaka ku Australia angayembekezere kulipira zochepa kwambiri ndi mtundu uwu, malinga ndi Wong.

Ntchito Zagalimoto Zolumikizidwa

Chomwe chimasintha bizinesiyo kuchokera ku njira ina yopezera mitengo ndikuyika sensor, yomwe simangolemba nthawi zaulendo ndi mtunda kuti iwerengere inshuwaransi koma, akutero Wong, imathandizira KOBA kusamukiranso kumsika wolumikizidwa wamagalimoto.

“Pali dziko latsopano komanso losangalatsa kumbuyo kwa inshuwaransi, ndikuti tsopano pali kulumikizana kwa data pakati pa galimoto yanu ndi pulogalamu pafoni yanu,” akutero.

“Galimoto yolumikizidwa imatha kukupatsani mtengo weniweni. Kulumikizana kumakuuzani komwe galimoto yanu ili nthawi zonse, ngati itabedwa. Ndiye palinso zidziwitso monga zidziwitso mukafuna chithandizo, nthawi yomwe mukufuna kugula matayala kapena nthawi yomwe mukufuna kukwera. sungani mbiri ya msonkho.”

“Mwadzidzidzi, tikuyambitsa njira yosamalira galimoto pafoni yanu, ndipo monga kampani ya inshuwalansi, timatha kuchotsa mtengo wina uliwonse wamakasitomala kuposa kungogulitsa inshuwalansi.”

“Mukuyang’ana dziko lakuyenda, ndipo malonda a inshuwaransi samapitilirabe”

Ntchito ina yatsopano ya bizinesi ya KOBA yakhala yopereka inshuwaransi papulatifomu yogawana magalimoto Car Next Door, pomwe eni ake amabwereka magalimoto awo ngati sakuwagwiritsa ntchito.

Eni magalimoto ambiri amawona magalimoto awo ngati bizinesi m’malo mongotengera okha basi ndipo sakonda kuyendetsa. Yankho la KOBA limatsimikizira molondola yemwe ali ndi udindo pagalimoto ikaperekedwa ndikusamutsa udindo uliwonse kwa kasitomala.

Inshuwaransi sikuyenda bwino

Wong akufotokoza kuti mu chuma chogawana, pali “dera la imvi” pafupi ndi inshuwalansi pamene kasitomala akuyendetsa galimoto. Ndi yankho la KOBA, makasitomala a Car Next Door amagula inshuwaransi pamtengo wobwereketsa wagalimoto, ndipo sensa yomwe ili pagalimoto imatha kuzindikira nthawi yomwe inshuwaransiyo idayimitsidwa ndikuzimitsidwa.

“Mukuyang’ana dziko la kayendetsedwe ka kayendetsedwe kake, ndipo malonda a inshuwalansi samapitirira,” akutero.

Wong akuti chifukwa KOBA ndi kampani yoyambira mitambo yothandizidwa ndiukadaulo – monga Car Next Door – zinali zothekanso kuti apange ndikukhazikitsa chatsopanocho pakangotha ​​milungu ingapo, “osati zaka ngati inshuwaransi yakale.”

KOBA si kampani yokhayo yomwe imatsatira njira yolipirira pamene mukuyendetsa inshuwaransi. Wong adati akufuna “kunena kuti ndiye katswiri” yemwe adaziganizira koma adavomereza kuti ndi chitsanzo chomwe makampani ena amaperekanso m’misika yosiyanasiyana.

Komabe, ku Australia, KOBA ili ndi mwayi woyamba wosuntha osati inshuwaransi yokha, komanso pamalingaliro opereka magalimoto olumikizidwa ngati gulu lachitatu.

Inde, tiwona komwe izi zitha kuchitika m’zaka zikubwerazi pomwe msika ukukula ndikutsegulidwa kwatsopano, koma KOBA ilipo kale, kusokoneza inshuwaransi yachikhalidwe ndikupanga mitsinje yatsopano yopezera ndalama pongolumikiza masensa kugalimoto ndikulowa mdziko la telemetry. .

Lachlan Colquhoun ndi Mtolankhani waku Australia ndi New Zealand wa CDOTrends ndi Mkonzi wa NextGenConnectivity. Amakhalabe wosangalatsidwa ndi momwe makampani akudzipangira okha kudzera muukadaulo wa digito kuti athetse mavuto omwe alipo komanso kusintha mitundu yawo yamabizinesi. Mutha kuzipeza pa [email protected].

Ngongole yazithunzi: iStockphoto / gustavofrazao

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