Inshuwaransi yaulendo wa Squaremouth padziko lonse lapansi

Mapulani, kuphimba ndi bwino

M’dziko lonseli munali zaka pafupifupi 100 kuchokera pamene inakhazikitsidwa mu 1926. Kampani ya ku Ohio ili ndi zinthu zambiri zosiyanasiyana za inshuwalansi ndi zachuma, kuphatikizapo maulendo oyendayenda. Inshuwaransi yapaulendo imapezeka padziko lonse lapansi pamaulendo amodzi kapena angapo ndipo imatha kubwezanso maulendo apanyanja.

Inshuwaransi yoyendera dziko lonse

Inshuwaransi yaulendo wa Squaremouth padziko lonse lapansi

Inshuwaransi yoyendera dziko lonse

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Imatanthawuza gawo lokulitsa kapena menyu, kapena nthawi zina zam’mbuyo/zotsatira zakusakatula.

Mapulani a inshuwaransi yapaulendo padziko lonse lapansi

Inshuwaransi yapaulendo wapadziko lonse lapansi imapereka zabwino zambiri zomwe mungawone ndi inshuwaransi yoyendera. Izi zitha kuphatikiza zinthu monga kuletsa kwaulendo, kuti mutha kubweza ndalama zolipiriratu kapena kusokonezedwa kwaulendo ngati tchuthi chanu chasokonezedwa ndi chochitika chosayembekezereka. Palinso chithandizo cha kuchedwa kwa katundu ndi chithandizo chamankhwala.

Inshuwaransi yapaulendo yoperekedwa ndi Nationwide imapezeka kwa ogula ndipo imagawidwa ndi mtundu waulendo: ulendo umodzi, maulendo angapo, kapena maulendo apanyanja.

Single Trip Travel Insurance

Padziko lonse lapansi amapereka inshuwaransi ziwiri zaulendo paulendo umodzi: Basic Plan ndi Prime Plan.

Monga momwe dzinalo likusonyezera, dongosolo la Nationwide Essential limakhudza zoyambira. Zimakupatsirani chitetezo ngati chilichonse chingachitike musananyamuke kapena mukunyamuka.

Mapulani a Prime amakufikitsani pamlingo wotsatira, wokhala ndi malire apamwamba komanso mwayi wowonjezera pa Kuletsa kwanu pazifukwa zilizonse (CFAR) pamtengo wowonjezera.

Mapulani onse awiriwa akuphatikizapo kutetezedwa kwa ndege kapena kusokonezedwa pakachitika zauchigawenga mumzinda womwe mukupita, thandizo laulendo wapadziko lonse popanda ndalama zowonjezera, komanso kubweza ndalama ndi nthawi yowunikiranso masiku 10 (kupatula ku Washington ndi New York). Zindikirani kuti pa katundu ndi katundu wanu, pali ndalama zokwana $500 zophatikizidwira pazinthu zamtengo wapatali (onani ndondomeko yanu ya ndondomeko kuti mumve zambiri pazomwe zimaonedwa kuti ndi zofunika).

Umu ndi momwe mapulani awiriwa amakhalira potengera malire a kufalitsa. Pakuchedwa kwaulendo wa pandege, mukuyenera kulipidwa pakuchedwa kwa maola asanu ndi limodzi kapena kuposerapo.

Inshuwaransi yapachaka ndi maulendo angapo

Ngati mukuyang’ana inshuwaransi yoyendera maulendo opitilira umodzi ndipo mukufuna kuphimba okondedwa anu ndi ana anu, dongosolo la Travel Pro lingakhale njira yotsika mtengo. Ndikofunika kuzindikira kuti ndondomekoyi imangokhudza zochitika pambuyo pa kunyamuka, osati zochitika zisanachitike. Ndondomekoyi ikhoza kukhala mpaka $ 59 panthawi yolemba.

Dongosolo la Travel Plus ndi mfundo ina ya maulendo angapo ochokera ku Dziko Lonse yomwe ili ndi malire osinthika kuti athe kuthana ndi zosokoneza ndi zoletsa, mpaka $10,000. Izi zikuphatikiza zopinga mu dongosolo la Travel Pro, lomwe limangokhudza zochitika zonyamuka. Chifukwa chake ngati mukufuna kuletsa ulendo chifukwa chakudwala kapena chifukwa china, ili ndi dongosolo lanu.

Ngati mukufuna kuonjezera kuchuluka kwa zopindulitsa pakubweza kwanu mukanyamuka, dongosolo la Travel Pro Deluxe limachita zomwezo. Zimatengera dongosolo la Travel Pro, chifukwa chake dzinali, ndipo limaphatikizapo malire apamwamba a $20 okha.

Mapulani onse akuphatikizanso thandizo lofanana laulendo wapadziko lonse lapansi lomwe lili m’malamulo aulendo umodzi. Umu ndi momwe maulendo angapo amafananizira:

mayendedwe apanyanja

Dziko lonse lapansi limapereka mapulani atatu a inshuwaransi yapaulendo.

Ngati mukuyenda pang’onopang’ono kapena mukupita koyamba, dongosolo la Universal Cruise lingakhale poyambira bwino ngati mukufuna chitetezo chowonjezera komanso ndalama zosabweza. Ingotsimikizirani kuti mukuyenerera kutengera dera lanu, chifukwa maulendo apanyanja sapezeka m’maiko onse.

Ngati mukuyenda paulendo wautali ndipo mukufuna chithandizo chowonjezera kuti muteteze ulendo wanu, dongosolo la Choice Cruise ndi njira yomwe mungaganizire. Ndipo ngati mukuyang’ana zopindulitsa zambiri ndikuyenda maulendo angapo, dongosolo lapamadzi lapamwamba limapereka njira zambiri zothandizira.

Ndondomeko zonse zitatuzi zimabwezeredwa mkati mwa nthawi yowunikiranso masiku 10, kupatula mayiko a Washington ndi New York.

Nayi kufananiza kwa chithandizo chomwe mupeza ndi ma inshuwaransi atatu osiyanasiyana amtundu wapaulendo:

Zosankha Zowonjezera Padziko Lonse

Inshuwaransi yapaulendo wapadziko lonse ili ndi njira zina zowonjezera zowonjezera zomwe zingapangitse chitetezo chowonjezereka ku ndondomeko yanu komanso kuwonjezera pa mtengo. Izi zikuphatikizapo:

  • Kutetezedwa kwachumaNgati wopereka maulendo anu atha kukhala osakhazikika kapena osowa. Izi zikupezeka ndi mfundo za Basic ndi Prime Single Flight.
  • kuchotsedwa kwa zinthu zomwe zinalipo kale, zomwe zingapereke chithandizo cha matenda omwe analipo kale kapena matenda ngati zinthu zina zakwaniritsidwa. Izi zikupezeka ndi mfundo za Basic ndi Prime Single Flight.
  • kufa mwangozi ndi kudulidwa, Zomwe zimatha kukhala ndi malire a $5,000, $10,000, $25,000, kapena $50,000 kutengera dongosolo. Izi zikupezeka ndi mfundo za Basic ndi Prime Single Flight.
  • Imfa mwangozi pamaulendo apandege okha, Zomwe zingakhale ndi malire a $100,000, $250,000, kapena $500,000. Izi zikupezeka ndi mfundo za Basic ndi Prime Single Flight.
  • Kugunda kwagalimoto kapena kutayika kwa tsinde, Ngati china chake chingachitike pagalimoto yanu yobwereka, mutha kuwonjezera izi mpaka $25,000 kapena $35,000 kutengera dongosolo, lopezeka ndi mfundo za Basic ndi Prime Single Trip (kupatula ku Texas kapena New York).
  • Letsani pazifukwa zilizonse (CFAR)zomwe ziyenera kuwonjezeredwa ku ndondomeko ndi kupezeka kudzera mu Prime One Cruise Plan, Cruise Plan, ndi Deluxe Cruise Plan.

Kodi inshuwaransi yaulendo wa Nationwide ndi ndalama zingati?

Mtengo wopezera inshuwaransi yoyendera kudutsa Dziko Lonse zimadalira zinthu zingapo, kuphatikizapo mtundu wa chithandizo chomwe mumapeza, kaya mumagula zina zowonjezera, komanso komwe mukupita, kutalika kwa ulendo, ndi zina.

Pa Webusaiti Yadziko Lonse, mutha kupeza mtengo wa inshuwaransi yoyenda popereka izi:

  • Kopita
  • Tsiku Lonyamuka
  • Tsiku lobwerera
  • zaka
  • okhala
  • Mtengo wonse waulendo
  • Tsiku loyamba lolipira ulendo

Tiyeni tionenso zina zomwe zingawononge ndalama. Ngati muli ndi zaka 35 kuchokera ku Florida ndikuwuluka kupita ku Brazil m’milungu iwiri yomaliza ya chaka mu Disembala ndipo mtengo wonse waulendo wanu ndi $5,000 ndikulipira pa Seputembara 1, mfundo zanu zizikhala:

  • $196.89 pa Basic Plan
  • $273.20 pa pulani yoyamba

Ngati ndinu wazaka 55 wochokera ku Oregon wopita ku Mexico m’masiku 10 oyambirira a Januware kudzera pa mizere ya Carnival Cruise ndikugwiritsa ntchito $4,000 paulendo uliwonse ndikulipira koyamba pa Seputembara 1 komanso kulipira komaliza pa Novembara 30, mfundo zanu ndi izi:

  • $ 172 paulendo wapadziko lonse lapansi
  • $ 206 paulendo wapamadzi
  • $ 244 paulendo wapamwamba wapamadzi

Kodi ndingalembe bwanji chikalata ku Nationwide?

Ngati mudagula inshuwaransi yoyendera kudutsa Dziko Lonse ndipo mukufunika kubweza, mutha kulumikizana ndi nthumwi ya Dziko Lonse.

Zofuna zimayendetsedwa ku Dziko Lonse ndi Co-Coordinated Benefit Plans, LLC. Mutha kugwiritsa ntchito zipata zawo zodzinenera kapena kulumikizana ndi woyimilira, kutengera mtundu wa ndondomeko yanu.

Nambala yafoni yaulendo wa pandege imodzi: 888-490-7606

Nambala ya foni ya pulani yapachaka: 866-281-1017

Nambala yafoni ya Cruise Policy: 866-281-0334

Kodi mumakonda kulankhulana kudzera pa imelo? Mutha kulumikizana ndi Nationwide pa NWTravClays@cbbinsure.com.

Ngati mukufuna kutumiza zikalata ndi imelo, adilesi yapositi ndi:

Coordinated Benefit Plans, LLC

M’malo mwa inshuwaransi yapadziko lonse lapansi

Makampani ndi othandizira

PO Box 26222 Tampa, FL 33623

Inshuwaransi Yoyendera Yoyamba kuchokera ku Insider

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Imatanthawuza gawo lokulitsa kapena menyu, kapena nthawi zina zam’mbuyo/zotsatira zakusakatula.

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Yerekezerani Dziko Lonse ndi Allianz

Padziko lonse lapansi amapereka mitundu yosiyanasiyana ya inshuwaransi. Ngakhale kampaniyo ingakhale yodziwika bwino ndi inshuwaransi yake yamagalimoto, imaperekanso inshuwaransi yoyendera ndipo ili ndi zosankha zisanu ndi zitatu. Allianz, wosewera wamkulu pa inshuwaransi yoyendera, ali ndi zosankha 10 zomwe zalembedwa.

Allianz atha kukupatsani malire achitetezo apamwamba pamalamulo operekedwa ndikukhala ndi njira yowongoleredwa yoperekera zomwe mukufuna pa intaneti. Kumene Dziko Lonse lipambana ndikuti mutha kuwonjezera Kuletsa Chifukwa Chilichonse (CFAR) pamtengo wowonjezera, pomwe kuphimba kwa CFAR sikupezeka mukamagula ndondomeko yapaintaneti kudzera ku Allianz.

Yerekezerani Dziko Lonse ndi John Hancock

John Hancock ndi wofanana ndi Nationwide chifukwa amapereka mitundu yambiri ya inshuwalansi ndi ndalama zothandizira ndalama. Imodzi mwazinthu zotere ndi inshuwaransi yapaulendo. John Hancock amapereka inshuwaransi yoyenda ndi ndondomeko za Bronze, Silver ndi Gold.

Poyerekeza ndondomeko, njira ya bajeti ikhoza kukhala yotsika mtengo kwambiri ndi Nationwide. Komabe, zosankha zapakati komanso zapamwamba zitha kukhala zotsika mtengo ndi John Hancock. Zimatengera ndondomeko yanu, zambiri za ndege ndi zaka. Chinthu chimodzi chabwino ndichakuti mutha kuwonjezera Kuchotsa Chifukwa Chilichonse (CFAR) pazosankha zanu zonse za John Hancock.

Yerekezerani njira zapaulendo ndi kirediti kadi

Makhadi a ngongole a mphotho amadzadza ndi zopindulitsa kwa eni makhadi, zina zomwe mwina sakuzidziwa. Ubwino wina wotere ukhoza kukhala nthawi yopumira kapena kuletsa kuyimitsa kuwonjezera pa kubwereketsa magalimoto. Makhadi a kirediti kadi atha kukhala ndi chithandizo chokwanira pamaulendo ofulumira. Komabe, ngati mukufuna mtendere wamumtima ndi chithandizo chamankhwala cholimba kapena malire apamwamba, kupita njira ya inshuwaransi yamayendedwe achikhalidwe kungakhale koyenera.

njira

Pakuwunika kwathu kwa inshuwaransi yapaulendo wapadziko lonse lapansi, tidayang’ana omwe amapereka inshuwaransi yapaulendo ndikuyerekeza kuchuluka kwa zosankha zomwe zimaperekedwa, malire achitetezo, mtengo, zosankha zamakasitomala, ndi kusinthasintha.

Padziko lonse lapansi ndi omwe akupikisana nawo kwambiri pa inshuwaransi yokhudzana ndi maulendo apanyanja ndipo amayimilira ku Cancellation for Any Reason (CFAR), ngakhale siyikupezeka ndi ndondomeko iliyonse ndipo imabwera pamtengo wowonjezera. Kuti mupeze inshuwaransi yabwino kwambiri kwa inu, funsani ndi othandizira osiyanasiyana ndikuyerekeza mitengo musanagule inshuwaransi.

Inshuwaransi Yoyenda Padziko Lonse – Mafunso Ofunsidwa Kawirikawiri (FAQs)

Padziko lonse lapansi amapereka mitundu yosiyanasiyana ya inshuwaransi, kuphatikiza inshuwaransi yapaulendo, ndipo imatha kukhala yoyenera malinga ndi zosowa zanu. Kampaniyo imapereka zosankha zamaulendo amodzi komanso maulendo angapo, ndipo imapereka chithandizo champhamvu chapamadzi. Ndondomeko zina zitha kulola ogula kuti awonjezere kufalitsa kwa CFAR.

Padziko lonse lapansi imapereka chithandizo choletsa pazifukwa zilizonse monga chowonjezera pamadongosolo angapo kuphatikiza Prime Plan, Cruise Plan, ndi Deluxe Cruise Plan. Kuti muyenerere, muyenera kukwaniritsa zofunikira zoyenerera ndikulipira mtengo wowonjezera pa dongosolo lomwe limapereka chithandizochi.

Mutha kulipira COVID yadziko lonse ngati gawo la inshuwaransi yapaulendo. Mwachitsanzo, ngati muli ndi chilolezo choletsa ndege kapena kusokoneza ndege, mutha kubweza ndalama ngati mwapezeka ndi COVID musanayambe ndege kapena mukunyamuka.

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