Kutsitsa inshuwaransi yaulendo ya COVID-19: Mulipira zingati

Kwa anthu ambiri aku America, kutsazikana ndi mliri wa COVID-19 kumatanthauza kunena “moninso!” za ulendo. Koma ndege zomwe zakhala zikuyembekezeredwa kwanthawi yayitali sizikhala zopanda nkhawa, ngakhale kwakanthawi, chifukwa mliriwu wakakamiza apaulendo ambiri kudzifunsa zomwe zingachitike ngati atapezeka ndi COVID-19 asanakhalepo kapena paulendo wawo womwe adakonza. Mafunsowa adapangitsa apaulendowa kuganizira zogula inshuwaransi yapaulendo. “Zoonadi, pakali pano, ndizotanganidwa monga kale,” adatero Stephen Pena, mkulu wa malonda a SquareMouth – webusaiti yomwe imathandiza apaulendo kupeza, kuyerekezera, ndi kugula inshuwalansi yaulendo. Ndipo izi zasokonekera paubwana kuyambira mliriwu, ndikungowonjezereka kuti chinachake sichikuyenda bwino. ” Pena adati ndalama zambiri za inshuwaransi zoyenda sizingakhudze mliriwu zaka ziwiri zapitazo, koma adanenanso kuti ambiri akutero, kuphatikiza zomwe zikuchitika mdziko muno. zomwe munthu wapaulendo amakakamira kwinakwake atayezetsa kuti ali ndi COVID-19.” Iye anati: “Njira zambiri zingaphatikizepo izi m’mapindu ake ochedwetsa paulendo.” Chifukwa chake kuchedwa kwapaulendo kumatha kulipira chakudya ndi malo ogona pomwe ndege yanu ikuchedwa – kapena paulendo. panthaŵi imeneyi, panthaŵi ya kutsekeredwa kwapadera.” Nthaŵi zambiri, inshuwalansi zambiri zapaulendo zimawononga pakati pa 5% ndi 10 peresenti ya mtengo wonse wa ulendowo. pakadali pano, makampani a inshuwaransi samafunsa ngati wapaulendo adalandira katemera wa COVID-19. “Ndinganene, komabe, madera ena amafunikira inshuwaransi yapaulendo makamaka kwa apaulendo omwe alibe katemera osati kwa apaulendo omwe ali ndi katemera,” adatero Pena. ” Kuti atsimikizire kuti zaphimbidwa mokwanira, Benna akuwonetsa kuti apaulendo azilipira ndalama zolipirira zomwe zimawalola Letsani ulendo pazifukwa zilizonse. “Uku ndikukweza, kotero kumawononga pafupifupi 40% mpaka 50%. Koma izi zimakulolani kuletsa pazifukwa zambiri zomwe sizikuphimbidwa ndi kuletsedwa kwa ndege,” adatero Pina. “Chifukwa chake izi zitha kukhala ngati kuopa kuyenda pakagwa mliri kapena kutseka malire komwe mukupita.” Pena adati ndikofunikira kudziwa kuti inshuwaransi zambiri zapaulendo zimangobweza makasitomala pazomwe adalipira. Makampani a inshuwaransi salipira hotelo kapena chipatala chilichonse kuti alipire ndalama za apaulendo.

Kwa anthu ambiri aku America, kutsazikana ndi mliri wa COVID-19 kumatanthauza kunena “moninso!” za ulendo. Koma ndege zomwe zakhala zikuyembekezeredwa kwanthawi yayitali sizikhala zopanda nkhawa, ngakhale kwakanthawi.

Mliriwu wakakamiza apaulendo ambiri kudzifunsa zomwe zingachitike ngati atapezeka ndi COVID-19 asanachitike kapena paulendo womwe adakonzekera. Mafunsowa anapangitsa apaulendowa kuganizira zogula inshuwaransi yapaulendo.

“Zedi, pakali pano, ndi yotanganidwa monga kale,” anatero Stephen Pena, mkulu wa zamalonda SquareMouth – webusaiti yomwe imathandiza apaulendo kupeza, kuyerekezera ndi kugula inshuwalansi yapaulendo. “M’mbiri yakale, anthu okalamba amakhala ndi inshuwaransi pamaulendo awo. Izi tsopano ndi zazing’ono kuyambira mliriwu, pokhapokha pakuwonjezeka kwakuti chinachake sichikuyenda bwino.”

Pina adati inshuwaransi zambiri zoyendera sizingakhudze mliriwu zaka ziwiri zapitazo, koma adanenanso kuti ambiri akutero, kuphatikiza momwe munthu wapaulendo amakakamira kwinakwake atayezetsa kuti ali ndi COVID-19.

“Njira zambiri zitha kuphatikiza izi potengera kuchedwetsa maulendo makamaka,” adatero. “Chifukwa chake kuchedwa kwaulendo kumatha kuphimba chakudya ndi malo ogona pomwe ndege yanu ikuchedwa – kapena pamenepa, mukakhala kwaokha.”

Nthawi zambiri, inshuwaransi zambiri zamaulendo zimawononga pakati pa 5% ndi 10% ya mtengo wonse waulendo. Makampani a inshuwalansi angaganizirenso za kutalika kwa ulendo wawo, komanso zaka za okwera. Koma mpaka pano, makampani a inshuwaransi sakufunsa ngati wapaulendo walandira katemera wa COVID-19.

“Komabe, ndinganene kuti malo ena amafunikira inshuwaransi yaulendo makamaka kwa apaulendo omwe alibe katemera osati kwa omwe ali ndi katemera,” adatero Pena. “Koma pankhani yongogula ndondomeko yanu, katemera si chimodzi mwazofunikira.”

Kuti atsimikizire kuti zonse zaphimbidwa, Benna akuwonetsa kuti apaulendo azilipira ndalama zolipirira zomwe zimawalola kuletsa ulendo pazifukwa zilizonse.

“Izi ndizokweza, choncho zimawononga pafupifupi 40% mpaka 50%. Koma izi zimakulolani kuletsa pazifukwa zambiri zomwe sizikuphimbidwa ndi kuchotsedwa kwa ndege,” adatero Pena. “Chifukwa chake izi zitha kukhala ngati kuopa kuyenda pakagwa mliri kapena kutseka malire komwe mukupita.”

Pena adati ndikofunikira kudziwa kuti inshuwaransi zambiri zapaulendo zimangobweza makasitomala pazomwe adalipira. Makampani a inshuwaransi salipira hotelo kapena chipatala chilichonse kuti alipire ndalama za apaulendo.

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