Mitengo ya inshuwaransi yoyenda lero: Seputembara 13, 2022

Pamene tikuyandikira kuchepa, mitengo ya inshuwaransi yaulendo ikupitilirabe kutsika. Pafupifupi ndalama za inshuwaransi pano ndi $263.83, malinga ndi bungwe loyendetsa maulendo la Squaremouth. Izi zatsika kuchokera pa $288.53 sabata yatha.

Kuwona pang’ono kwa mitengo ya inshuwaransi yoyenda sabata iliyonse:

Mtengo Wapakati: $263.83

Mtengo wapaulendo: $5729.56

Avereji yaulendo: masiku 16

Avereji ya mtengo wa inshuwaransi yaulendo paulendo

Mukawononga ndalama zambiri paulendo wanu, mudzawononga ndalama zambiri pa inshuwaransi yaulendo. Nthawi zambiri, ndege zapadziko lonse lapansi ndizokwera mtengo kuposa zapanyumba, ndipo zimakhala zokwera mtengo kuzitsimikizira.

Malinga ndi American Travel Insurance Association, inshuwaransi yoyenda nthawi zambiri imawononga 4% mpaka 8% yaulendo wonse. Tidawerengera mtengo wapakati wa inshuwaransi yapaulendo pamaulendo apanyumba komanso ochokera kumayiko ena pogwiritsa ntchito malekezero apansi ndi apamwamba amtunduwu.

Chitsime: Squaremouth

Inshuwaransi Yoyendera Yoyamba kuchokera ku Insider

chizindikiro cha chevron
Imatanthawuza gawo lokulitsa kapena menyu, kapena nthawi zina zam’mbuyo/zotsatira zakusakatula.

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Imatanthawuza gawo lokulitsa kapena menyu, kapena nthawi zina zam’mbuyo/zotsatira zakusakatula.

Mavoti a Editor

4.5 / 5

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Mavoti a Editor

4.7 / 5

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Mavoti a Editor

4.45 / 5

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Avereji yamitengo ya inshuwaransi yapaulendo ndi malo otchuka kwambiri

Ndizofunikira kudziwa kuti mayiko ena mwachilengedwe ndi okwera mtengo kwambiri ndi mtengo wandege ndi malo ogona, zomwe zimatha kubweretsa ndalama zambiri za inshuwaransi yoyenda. Koma poyang’anira mtengo, komwe mukupita sikusintha ndalama zomwe mudzawononge kuti muteteze ulendo wanu.

Umu ndi momwe mitengo imachulukira:

Gwero: SquareMouth

Anthu akamagula inshuwaransi yaulendo

Malinga ndi kafukufuku wa AAA Travel Survey, 88% ya apaulendo adanena kuti kubwezeredwa pambuyo poletsa ulendo ndiye phindu lofunika kwambiri la inshuwaransi yaulendo wawo.

Malinga ndi zomwe zasonkhanitsidwa ndi SquareMouth m’miyezi isanu ndi umodzi yapitayo, apaulendo amakonda kugula inshuwaransi yaulendo kuti aletse masiku 53 ulendo wawo usanachitike. Pakadali pano, apaulendo opanda inshuwaransi amagula zoletsa pafupifupi masiku 16 ulendo wawo usanakwane.

Gwero: SquareMouth

Avereji ya mtengo wa inshuwaransi yoyendera potengera zaka

Zaka za wapaulendo ndizofunikira kwambiri pakuzindikira mtengo wa inshuwaransi yaulendo. Munthu akamakula, amakwera mtengo wogwirizana ndi ulendowo. Mwachitsanzo, wapaulendo wamkulu angafunike inshuwaransi yambiri pazadzidzidzi zokhudzana ndi thanzi kuposa zaka chikwi.

Powerengera ndalama zanu za inshuwaransi yaulendo, opereka inshuwaransi yapaulendo amaganiziranso kuthekera kwa ngozi yachipatala.

Gwero: SquareMouth

Kodi inshuwaransi yapaulendo imakhala yotani?

Inshuwaransi yapaulendo ikhoza kukuthandizani kubweza mbali zomwe simubweza paulendo wanu kapena kukuthandizani pakavulala kapena mwadzidzidzi.

Inshuwaransi yapaulendo imakhudza zinthu zisanu ndi chimodzi:

  • Kuletsa ulendo kapena kusokoneza
  • kuchedwa kwa ndege
  • Ndalama zachipatala poyenda
  • Kuwonongeka kwa katundu, kuchedwa kapena kutayika
  • Mayendedwe adzidzidzi
  • Kuwonongeka kwagalimoto yobwereka

Ngati muli ndi kirediti kadi, mutha kukhala ndi mwayi wopeza zina mwazinthuzi popanda kugula inshuwaransi yosiyana. Makhadi ambiri a kingongole apandege kapena makhadi obwereketsa amakupatsirani kuletsa ndege, kuchedwetsa, komanso kunyamula katundu. Mwachitsanzo, makhadi onse a Chase Sapphire Reserve ndi Chase Sapphire Preferred amabwera ndi njira zina zoyendera, kuphatikiza kuletsa ulendo, kusokonezedwa, kuchedwa kutseka, kuchedwa kwa katundu, galimoto yobwereketsa, kufa mwangozi, ndi kutsekedwa kwanthawi yayitali.

Musanapeze inshuwaransi yoyendera, ndikofunikira kuwonetsetsa kuti mawuwo akugwirizana ndi zosowa zanu kapena nkhawa zanu. Panthawi ya mliri wa COVID-19, izi ndizofunikira kwambiri – kampani iliyonse ya inshuwaransi yoyenda ili ndi malamulo apadera olipira komanso kuletsa chifukwa cha chochitikachi. Werengani zolemba zabwino za inshuwalansi iliyonse yapaulendo musanagule.

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