Erin Gubler

Kodi ndikufunika inshuwaransi yamagalimoto pagalimoto yobwereka?

Cholinga chathu ndikukupatsani zida ndi chidaliro chomwe mukufunikira kuti muwongolere chuma chanu. Ngakhale timalandira chipukuta misozi kuchokera kwa obwereketsa anzathu, omwe timawafotokozera nthawi zonse, malingaliro onse ndi athu. Powonjezeranso ngongole yanu yanyumba, chiwongola dzanja chonse chikhoza kukhala chokwera pa moyo wangongole.
Malingaliro a kampani Credible Operations, Inc. NMLS #1681276, pambuyo pake imatchedwa “odalirika.”

Kubwereketsa m’malo mogula kuli ndi phindu, kuphatikizapo kulipira pamwezi komanso kutha kukonza galimoto yanu pafupipafupi. Ngakhale kuti si aliyense – makamaka ngati mumayendetsa mtunda wautali – kubwereka kungakhale njira yabwino yogula.

Limodzi mwamafunso omwe amayenera kufunsidwa mukabwereka galimoto ndi momwe mungatetezere. Popeza mulibe galimoto mwaukadaulo, zingawonekerenso kuti silidzakhala udindo wanu kuyipanga inshuwaransi. Komabe, monga ngati mukufunika kugula inshuwaransi yagalimoto yomwe mwagula, muyeneranso kukhala ndi inshuwaransi yagalimoto iliyonse yomwe mwabwereka.

Nazi zomwe muyenera kudziwa za inshuwaransi yamagalimoto yobwereka:

Kodi ndikufunika inshuwaransi yanji pagalimoto yobwereka?

Kaya mumabwereka kapena muli ndi galimoto yanu, mudzafunika kukhala ndi inshuwaransi yagalimoto yanu.

Choyamba, muyenera kukhala ndi chitetezo chocheperako m’boma lanu, chomwe chimafuna inshuwaransi yovulaza thupi komanso kuwonongeka kwa katundu. Kuphimba uku kumalipira kuwonongeka kwa katundu wa ena ndi ndalama zachipatala za aliyense wovulala pa ngozi yomwe muli nayo.

Zabwino kudziwa: Pafupifupi dziko lililonse limafuna kuti madalaivala ake azinyamula inshuwaransi yazambiri, ndipo magalimoto obwereketsa nawonso.

Zobwereketsa zambiri zimafunikiranso kugundana komanso inshuwaransi yamagalimoto yonse pakubwereketsa:

  • inshuwaransi yakugundana: Izi zapangidwa kuti zikulipireni chipukuta misozi cha kuwonongeka kwa galimoto yanu chifukwa cha ngozi. Itha kugwiritsidwa ntchito pakachitika ngozi pomwe galimoto yanu itagunda ina, mosasamala kanthu kuti ndi ndani yemwe ali ndi vuto. Zimakutetezaninso ngati mwachita ngozi yosagwirizana ndi galimoto ina, monga kugunda mtengo kapena mtengo wafoni.
  • inshuwaransi yonse: Izi zimateteza kuwonongeka kosachitika mwangozi. Mwachitsanzo, zingagwire ntchito ngati galimoto yanu yabedwa, kuonongeka, kapena kuonongeka chifukwa cha nyengo yoipa.

Kutengera komwe mukukhala, dziko lanu lingafunike kuti mukhale ndi inshuwaransi ina.

Dziwani zambiri: Inshuwaransi yamagalimoto yokhala ndi chithandizo chonse: zikutanthauza chiyani?

Kuphimba madalaivala osatetezedwa komanso osatetezedwa

Pafupifupi theka la mayiko amafuna kuti madalaivala azinyamula madalaivala opanda inshuwaransi komanso/kapena opanda inshuwaransi. Kuphunziraku kudapangidwa kuti kuchepetse kutayika kwanu ngati woyendetsa wopanda inshuwaransi kapena wopanda inshuwaransi ayambitsa ngozi.

Mayiko awa amafunikira chithandizo kwa dalaivala wopanda inshuwaransi kapena wopanda inshuwaransi:

  • Connecticut
  • Chigawo cha Columbia
  • Illinois
  • Kentucky
  • WHO
  • Maryland
  • Minnesota
  • Missouri
  • Nebraska
  • New Jersey
  • New York
  • North Carolina
  • North Dakota
  • Oregon
  • South Carolina
  • South Dakota
  • Vermont
  • Virginia
  • West Virginia
  • Wisconsin

Dziwani: Kodi muyenera kugula kapena kubwereka galimoto? Ubwino ndi kuipa kwa aliyense

Malipiro azachipatala ndi Chitetezo cha Munthu Wovulaza (PIP).

Mayiko ochepa amafunanso kuti madalaivala onse azipereka chithandizo chamankhwala kapena chitetezo chamunthu.

Kupereka kwa Medical Payments kudapangidwa kuti kukulipireni ndalama zachipatala inu ndi omwe akukwerani, pomwe PIP imalipira ngongole zachipatala ndi zotayika zina, monga malipiro otayika kapena chithandizo chamankhwala. Zonse ziwirizi zimagwira ntchito mosasamala kanthu kuti ndi gulu liti lomwe lachititsa ngoziyo.

Mayiko awiri okha ndi omwe amafuna kuti ndalama za Medicare ziziperekedwa:

Milandu yotsatirayi imafunikira PIP:

  • Arkansas
  • Delaware
  • Florida
  • Hawaii
  • kansa
  • Kentucky
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • New Jersey
  • New York
  • North Dakota
  • Oregon
  • Pennsylvania
  • Texas
  • Utah
Fananizani inshuwaransi yamagalimoto kuchokera kumakampani oyendetsa bwino kwambiri

  • ZONSE PA INTANETI: Gulani inshuwaransi yagalimoto nthawi yomweyo
  • Fananizani mawu ochokera kumakampani a inshuwaransi yamagalimoto omwe ali ovotera kwambiri m’dera lanu
  • Palibe spam, kuyimba foni, zabodza kapena zabodza

Pezani ndalama za inshuwaransi tsopano

Kodi mgwirizano wanga wobwereka umafuna inshuwaransi?

Kampani yomwe mumabwereka galimoto yanu idzafuna kuti mutenge inshuwalansi kupyola malire a boma. Izi zimateteza kampaniyo kuti isawonongeke ngati galimoto yawonongeka kapena itachita ngozi.

Wobwereketsayo angafunike kufotokozera momveka bwino komanso kugundana, kuwonjezera pa zomwe boma lanu liyenera kuchita ndi zina zilizonse zovomerezeka monga kutetezedwa kwa madalaivala opanda inshuwaransi / opanda inshuwaransi.

Makampani ena obwereketsa angafunikenso kuti mukhale ndi inshuwaransi yosiyana – “chitetezo chotetezedwa”. Kuphimba kotereku kwapangidwa kuti kulipire ndalama zomwe mudakali nazo pakubwereketsa.

Kodi gap lock imagwira ntchito bwanji? Tiyerekeze kuti galimoto yanu yobwereketsa inawonongeka pangozi pamene muli ndi ngongole yokwana madola 2,500. Inshuwaransi yanu ya gap idzakulipirani $2,500 (kuphatikiza mtengo weniweni wagalimoto).

Kuchuluka kwa kusiyana kumatsimikizira kuti wobwereketsayo apeza ndalama zomwe amabwereka pamene simukukakamira kulipira m’thumba la galimoto yomwe mulibenso.

Zindikirani kuti si mapangano onse obwereketsa omwe amafunikira kuti mupeze inshuwaransi ya gap. M’malo mwake, ocheperako ambiri amaphatikizanso kufalikira kwa mgwirizano wanu, zomwe zikutanthauza kuti simudzayenera kuzipeza kwina kapena kulipira zina.

Pamapeto pake, inshuwalansi ya galimoto ndi imodzi mwa ndalama zokhala ndi galimoto, mosasamala kanthu kuti muli nayo kapena mukubwereka. Nkhani yabwino ndiyakuti inshuwaransi yagalimoto yobwereketsa sikuti imangoteteza kampani yomwe mumabwereka galimotoyo. Zimakutetezani kuti musamalipire m’thumba mwanu mutachita ngozi.

Ngati muli pamsika wa inshuwaransi pagalimoto yanu yobwereka, Credible ikhoza kukuthandizani. Msika wa inshuwaransi wa Credible umakupatsani mwayi wofananiza mitengo kuchokera kumakampani angapo a inshuwaransi yamagalimoto kuti mupeze ndondomeko yomwe ikugwirizana ndi zosowa zanu.

Kodi mukufuna inshuwaransi yamagalimoto?
Credible Marketplace, yomwe imaphatikizapo inshuwaransi ya Young Alfred, imapangitsa kuti zikhale zosavuta kukupezani chonyamulira choyenera ndi mfundo zanu.

  • olumikizidwa kwathunthu Lembani mafomu onse a inshuwaransi pa intaneti ndikugula zogulira magalimoto popanda kutenga foni. Ngati muli ndi mafunso, Young Alfred amapereka makasitomala 24/7.
  • Sungani nthawi, ndalama ndi khama – Fananizani mawu ochokera kwa omwe amapereka inshuwaransi yamagalimoto odziwika kwambiri mdera lanu – ndiyachangu komanso yosavuta.
  • chinsinsi cha data – Zambiri zanu zimasungidwa bwino komanso zotetezedwa. Sitigulitsa zambiri zanu kwa anthu ena, ndipo simudzalandira mafoni osafunika kuchokera kwa ife.

Pezani ndalama za inshuwaransi tsopano

Chodzikanira: Ntchito zonse zokhudzana ndi inshuwaransi zimaperekedwa ndi Young Alfred.

Za wolemba

Erin Gubler

Erin Gubler ndi wolemba pawokha pazachuma yemwe ali ndi zaka zopitilira zisanu ndi zitatu akulemba pa intaneti. Iye ali wokonda kwambiri kuti makampani azachuma azitha kupezeka mosavuta posanthula nkhani zovuta zachuma m’mawu osavuta.

Werengani zambiri

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