Chithunzi cha bar chosonyeza mtengo wapakati wa inshuwaransi yamagalimoto kuchokera

Ndemanga za Inshuwalansi ya Erie: Ubwino ndi Zoipa (2022)

Madalaivala amatha kugula inshuwalansi zamagalimoto kuchokera kwa Erie ku Washington, D.C. ndi 12 kudera lakummawa ndi pakati pa United States. Ngakhale kupezeka kuli kochepa, madalaivala ambiri a Erie amanena kuti akulandira inshuwalansi ya galimoto yotsika mtengo koma yapamwamba kuchokera kwa wothandizira.

Ife mu gulu la Home Media Reviews tikambirana momwe Airy amafananizira ndi ena Inshuwaransi yabwino yamagalimoto Makampani potengera kuchuluka kwa magalimoto, mtengo, mbiri ndi zina zambiri. Kuti mupeze zabwino kwambiri, yang’anani mitengo kuchokera kumakampani angapo a inshuwaransi.

Ndemanga za inshuwaransi yagalimoto ya Erie

Timayesa inshuwaransi yagalimoto ya Erie 9.0 mwa 10.0 ndikuzindikira kuti ndi chisankho cholimba kwa madalaivala oyenerera kuti apezeke ku Eastern ndi Central States. Tawona kuti kampaniyo imachita bwino m’magawo asanu ofunikira – mbiri, kupezeka, kufalitsa, mtengo komanso luso lamakasitomala – ndichifukwa chake timayiyika ngati imodzi mwamakampani abwino kwambiri a inshuwaransi yamagalimoto mdziko muno.

Erie Insurance Rating

Kodi Erie Inshuwalansi Ndi Yabwino?

Inde, Erie auto inshuwaransi ndi chisankho chabwino kwa madalaivala omwe amakhala m’malo omwe amawathandizira. Kampaniyo ili ndi inshuwaransi yopitilira 6 miliyoni yogwira ntchito zamagalimoto, zamabizinesi, ndi eni nyumba, komanso ma inshuwaransi odziyimira pawokha opitilira 13,000.

Erie amapereka zosankha za inshuwaransi zamagalimoto ndi zinthu zambiri zomwe zimasiyanitsa ndi mpikisano. Izi zikuphatikizapo:

  • Erie rate loko®: Mbali imeneyi imakuthandizani kuti musawonjezere mitengo ya inshuwalansi ya galimoto. Ngakhale mutakhala ndi chidziwitso pambuyo pa ngozi, mitengo yanu sidzasintha mpaka mutasintha zina pa inshuwalansi ya galimoto yanu.
  • Chikhululukiro choyamba cha ngoziyo: Ngati mwakhala kasitomala kwa zaka zosachepera zitatu, palibe ndalama zowonjezera nthawi yoyamba yomwe mwalakwitsa mwangozi.
  • Kuchepetsa kuchotseraKuchotsera kwanu kumachepetsedwa ndi $100 pachaka chilichonse chotsatizana chomwe simupereka chiwongola dzanja, mpaka $500.

Ubwino ndi Zoipa za Erie Inshuwalansi

Pansipa, timapereka kuyang’ana mozama pazabwino ndi zoyipa za inshuwaransi ya Erie.

Ndemanga za Inshuwalansi za Erie

unakhazikitsidwaChaka: 1925

Better Business Bureau (BBB) ​​rating: A +

AM Best Financial Strength Rating: A +

Erie anakhazikitsidwa mu 1925. Masiku ano, ndi choncho Kampani ya inshuwaransi yagalimoto yakhumi ndi itatu m’dzikolo, malinga ndi National Association of Insurance Commissioners (NAIC). Idalemba zoposa $3 biliyoni pamalipiro a inshuwaransi yamagalimoto mu 2021 ndipo ili ndi gawo lopitilira 1% yamsika.

Maiko a Erie Insurance Coverage

Monga wothandizira chigawo, Erie Inshuwalansi imapezeka ku Washington, D.C., izi zimati:

Ndemanga za makasitomala a Erie Insurance

Erie ali ndi mbiri yapakati pamakampani a inshuwaransi. Kampaniyo ili ndi ndemanga zabwino kwambiri pamaphunziro a ogula, koma makasitomala a Erie adavotera kampaniyo kukhala yotsika kudzera pamasamba owunikira ngati BBB. Ndemanga zabwino za Erie zikuwonetsa kukhazikika kwamakasitomala akampani komanso kubwereketsa kotsika mtengo, pomwe madandaulo amakasitomala amawonetsa zovuta pakulemba madandaulo komanso kuthana ndi malo ogulitsa.

Gulu lathu lowunika lidalumikizana ndi Erie Insurance kuti afotokozere ndemanga zake zoyipa koma sanayankhe.

Erie Customer Service

Tidachita kafukufuku wokhudza inshuwaransi yamagalimoto mdziko lonse mu Ogasiti 2022 ndi anthu 6,923 omwe adayankha. Mwa iwo omwe adatenga nawo gawo, pafupifupi 1% anali ndi inshuwaransi ya Erie auto.

Umu ndi momwe makasitomala a Erie amawerengera kampaniyo poyerekeza ndi kuchuluka kwa kafukufuku wathu, kutengera sikelo ya 5.0:

Erie Inshuwalansi Zodandaula

Mu kafukufuku wathu, tapeza kuti pafupifupi 44% ya omwe ali ndi zolemba za Erie adapereka madandaulo. Tidazindikiranso kuti omwe ali ndi inshuwaransi ya Erie anali okondwa kutumikira makasitomala akampani ya inshuwaransi panthawi yobwereketsa, zomwe zidapatsa kampaniyo chizindikiro cha nyenyezi 4.5 mwa 5.0. Omwe adayankha pa kafukufukuyu adapatsanso kampaniyo mavoti a nyenyezi 4.4 kuti akhutiritsidwe ndi zotsatira za zomwe akufuna kapena kubweza.

Erie Inshuwalansi Notes: JD Power Ratings

Erie ali ndi mavoti abwino kwambiri kuchokera ku JD Power Consumer Studies. Mu Phunziro la Inshuwaransi Yagalimoto yaku America JD Power 2022℠, kampaniyo ili pamwamba kwambiri kumadera a Mid-Atlantic ndi North-Central. Kuphatikiza apo, Erie adakhala wachiwiri pagulu lamakampani a inshuwaransi apakatikati JD Power 2022 mu US Insurance Shopping StudySM Ndi 878 mwa 1000 mfundo zotheka.

Ndemanga za Inshuwalansi ya Erie: BBB

Erie ali A + Kuchokera ku BBB yokhala ndi nyenyezi 1.2 mwa makasitomala 5.0. Ngakhale izi zitha kumveka ngati zotsika, makasitomala 58 okha adasiya ndemanga za kampaniyo, zomwe zikuyimira gawo laling’ono lamakasitomala ake.

Erie auto insurance coverage

Dziko lililonse limakhazikitsa zofunikira zake pa inshuwaransi yamagalimoto, ndipo Erie amapereka mitundu yonse yazinthu zokhazikika:

Zosankha za inshuwaransi za Erie

Kuphatikiza pa mitundu iyi ya inshuwaransi yamagalimoto, mutha kupeza zotsatirazi kuchokera kwa Erie:

  • Thandizo panjira: Izi zimaphatikizapo kukokera, kutumiza mafuta, kuyambitsa mwachangu, kuthandizira loko, ndikusintha matayala.
  • chivundikiro cha ziweto: Pezani ndalama zokwana $500 pachiweto chilichonse kuti mulipirire ndalama za vet pakachitika ngozi.
  • Airy Auto Plus®: Phukusi la phinduli limaphatikizapo kuchotserako pang’ono, phindu la imfa ya $ 10,000 ndi kuonjezera malire pa zolipirira zoyendera.
  • Erie rate loko®: Njira iyi imakonza mlingo wanu wa chaka chotsatira.
  • Chikhululukiro choyamba cha ngoziyo: Osunga malamulo omwe agwira ntchito ndi Erie kwa zaka zosachepera zitatu amalandira chikhululukiro changozi kwaulere.
  • kuchotsera: Ndi chowonjezera ichi, deductible yanu imatsika ndi $100 chaka chilichonse simukufuna (mpaka $500 yonse).
  • Kubwereketsa galimoto: Ndalama zobwereketsa zikuphatikizidwa m’ndondomeko zambiri ndipo zitha kuwonjezeredwa kuchitetezo cha kugundana ndi chindapusa.
  • Kusintha galimoto yatsopano: Njirayi imalowa m’malo mwa galimoto yanu yosonkhanitsa ndi chitsanzo chatsopano ngati galimoto yanu inali yosakwana zaka ziwiri panthawi ya ngozi.
  • Kusintha kwabwino kwagalimoto: Zowonjezerazi zimalowa m’malo mwa galimoto yanu yonse ndi chitsanzo chazaka ziwiri kapena chatsopano.

Kodi inshuwaransi ya Erie imawononga ndalama zingati?

Malinga ndi kuyerekezera kwamitengo yathu, inshuwaransi ya Erie imakhala pafupifupi pafupifupi $ 111 pamwezi kapena $1,337 pachaka Comprehensive car insurance. Izi ndi za 26% yocheperapo kuposa avareji yadziko lonse $1,816 pachaka, ndikupangitsa kukhala imodzi mwama Inshuwaransi yagalimoto yotsika mtengo kwambiri Opereka madalaivala ambiri.

Ndemanga kuchokera ku Erie Car Insurance

Madalaivala ambiri amapeza Erie mitengo ya inshuwaransi yotsika. Izi ndi zoona makamaka kwa iwo omwe ali ndi mbiri yabwino yoyendetsa galimoto komanso omwe ali ndi ngongole zabwino. Kumbali ina, ngati mulibe ngongole yabwino, mupeza mitengo ya inshuwaransi yamagalimoto yokwera mtengo. Zomwezo zimagwiranso ntchito ngati muli ndi mfundo pa mbiri yanu yoyendetsa galimoto.

Erie auto insurance ikuyerekeza ndi zaka

Zaka zanu ndi chimodzi mwazinthu zomwe zimakhudza kwambiri ndalama za inshuwalansi ya galimoto yanu. Nthawi zambiri, mukakhala wamng’ono, mudzalipira ndalama zambiri. Erie amalipiritsa ndalama zochepera pa mfundo zonse zapadziko lonse lapansi.

Gome ili m’munsili likuwonetsa kuyerekeza kwamitengo ya pamwezi ndi pachaka ya inshuwaransi ya Erie yosweka ndi zaka.

Erie Car Insurance Quotes by Driver Profile

Kupatula zaka, chinthu china chomwe chimakhudza mtengo wa inshuwalansi ya galimoto yanu ndi mbiri yanu yoyendetsa galimoto. Nawa kuyerekezera mitengo kutengera izi:

Kodi Erie Car Inshuwalansi Ndi Yokwera Kwambiri?

Ayi, inshuwalansi ya galimoto ya Erie siyokwera mtengo. Ndi amodzi mwa ogulitsa otsika mtengo pafupifupi, malinga ndi kuyerekezera kwathu mitengo. Madalaivala omwe amakhala m’dera lomwe Erie amapereka chithandizo amakonda kupeza mitengo yotsika ndi 26% poyerekeza ndi dziko lonse pa $1,337 pachaka.

Umu ndi momwe Erie akufananizira ndi makampani ena otsogola a inshuwaransi yamagalimoto:

Fananizani mawu a inshuwaransi yamagalimoto ochokera kwa Erie

Chifukwa chiyani Erie ndi wokwera mtengo kwambiri?

Ngakhale mitengo ya Erie ndi yotsika mtengo kwa madalaivala ambiri, pali nthawi zina pomwe anthu ena amalipira zambiri kuti athandizidwe. Ndi chifukwa chakuti mitengo imakhudzidwa ndi zinthu zambiri, zina zomwe ziri pansi pa ulamuliro wanu. Kumvetsetsa zomwe zimakhudza mitengo ya inshuwaransi yamagalimoto kungakuthandizeni kupeza ndalama zabwino kwambiri.

Zithunzi zosonyeza zinthu zomwe zimakhudza mtengo wa inshuwalansi ya galimoto

Nazi zinthu zomwe zimakhudzidwa kwambiri ndi mitengo ya inshuwaransi yamagalimoto:

  • Tsamba
  • ngolo
  • zaka
  • kugonana
  • Banja
  • Mbiri yoyendetsa
  • Mulingo woyenera

Erie Car Inshuwalansi Kuchotsera

Erie amapereka kuchotsera kosiyanasiyana kuti athandize madalaivala kusunga ndalama. Zina mwazochotsera inshuwaransi ya Erie auto ndi izi:

  • Kuchotsera magalimoto ambiri
  • Kuchotsera kwazinthu zambiri (mpaka 20%)
  • Young Driver Kuchotsera
  • Kuchotsera pazida zotetezera galimoto
  • Kuchotsera pakugwiritsa ntchito
  • Kuchotsera kwamalipiro apachaka

Erie Inshuwalansi Notes: Mapeto

Pambuyo pochita kafukufuku wamakampani, timayesa inshuwaransi yagalimoto ya Erie pa 9.0 mwa 10.0. Woperekayo ali ndi ndemanga zosakanikirana, koma angapereke mitengo yabwino kwambiri komanso njira zosiyanasiyana zoyendetsera madalaivala akummawa ndi pakati. Ngati mukukhala m’chigawo chotumikiridwa ndi Erie, ndikofunikira kuti mutenge mawu.

Erie Inshuwalansi Njira Zina

Kugula inshuwalansi ya galimoto kungatenge nthawi yaitali, koma sikuyenera kutero. Ndibwino kufananiza zolemba kuti mupeze zabwino kwambiri, ndipo mutha kugwiritsa ntchito injini zofananira zamitengo kuti musunge nthawi mukugula. Werengani kuti mudziwe zambiri zamakampani awiri abwino kwambiri a inshuwaransi yamagalimoto omwe timalimbikitsa.

State Farm: Chosankha cha Mkonzi

State Farm ndiye kampani yayikulu kwambiri ya inshuwaransi yamagalimoto mdziko muno, yopereka inshuwaransi yagalimoto yotsika mtengo kwa madalaivala ambiri. Mitengo ndiyotsika makamaka kwa ophunzira chifukwa oyendetsa omwe ali ndi magiredi abwino amatha kutenga mwayi wochotsera ophunzira mpaka 25%. Madalaivala achichepere amathanso kutenga nawo gawo mu Steer Clear® Pulogalamu yopulumutsa ndalama zambiri. Ponena za mbiri yake, State Farm idavoteledwa AM Best for Financial Strength A++ Ndipo the A + kuchokera ku BBB.

Werengani zambiri: State Farm Insurance Review

Kupita patsogolo: Mitengo yotsika kwa madalaivala omwe ali pachiwopsezo chachikulu

Madalaivala atha kupeza mitengo yotsika ya Progressive, nawonso. Kampaniyi ndi chisankho chabwino kwa anthu omwe ali ndi mfundo m’marekodi awo oyendetsa ma DUI kapena ngozi zobwera chifukwa cha zolakwika. kuwombera mopitilira® Pulogalamuyi imapereka kuchotsera kutengera mayendedwe oyendetsa, kupatsa madalaivala omwe ali pachiwopsezo chachikulu njira ina yosungira ndalama. Kampani ya inshuwaransi yatero Mphamvu yachuma A + Kuchokera ku AM Best ndi F mlingo. kuchokera ku BBB.

Gulu lathu lowunikira lidalumikizana ndi Progressive kuti afotokozere za BBB yake koma sanayankhe.

Werengani zambiri: Ndemanga za Inshuwalansi Yopita patsogolo

Erie Inshuwalansi Notes: FAQ

Nawa mafunso omwe amafunsidwa pafupipafupi za inshuwaransi ya Erie:

njira yathu

Chifukwa ogula amadalira ife kuti tipereke zidziwitso zolondola komanso zolondola, tapanga njira yokwanira yowonera mavoti amakampani abwino kwambiri a inshuwaransi yamagalimoto. Tasonkhanitsa zidziwitso kuchokera kwa ambiri omwe amapereka inshuwaransi yamagalimoto kuyika makampani molingana ndi mavoti osiyanasiyana. Chotsatira chake chinali chiwongolero chonse kwa wothandizira aliyense, ndi makampani a inshuwalansi omwe adapeza mfundo zambiri pamwamba pa mndandanda.

Nazi zinthu zomwe mavoti athu amaganizira:

  • Mtengo (30% ya digiri yonse)Kuyerekeza kwa mitengo ya inshuwaransi yamagalimoto yopangidwa ndi Quad Information Services ndi mwayi wochotsera adaganiziridwa.
  • Kufikira (30% ya zigoli zonse)Makampani omwe amapereka zosankha zosiyanasiyana za inshuwaransi amatha kukwaniritsa zosowa za ogula.
  • Mbiri (15% ya zotsatira zonse): Gulu lathu lofufuza lidaganizira gawo la msika, mavoti kuchokera kwa akatswiri amakampani, komanso zaka zabizinesi popereka chotsatirachi.
  • Kupezeka (10% ya zigoli zonse)Makampani a inshuwaransi yamagalimoto omwe ali ndi kupezeka kwambiri mdziko muno komanso zofunikira zochepa zovomerezeka ndi omwe adachita bwino kwambiri mgululi.
  • Zochitika Makasitomala (15% ya zigoli zonse): Izi zimachokera ku kuchuluka kwa madandaulo omwe NAIC adanenera komanso kukhutitsidwa kwamakasitomala zomwe zidanenedwa ndi JD Power. Taganiziranso kuyankha kwamakasitomala a kampani iliyonse ya inshuwaransi, mwaubwenzi, komanso thandizo kutengera kusanthula kwathu kwa ogula.

* Kulondola kwa data panthawi yofalitsa.

Leave a Comment

Your email address will not be published.