Chithandizo choperekedwa ndi abwana chimapereka chithandizo chamankhwala

Kusanthula kwa Kaiser Family Foundation ku US Census data ya June 2022 kunapeza kuti – m’dziko lonselo – 32.8% ya anthu adanenanso za kupsinjika maganizo kapena nkhawa, kuchokera pa 11% mu 2019. Ndipo mapulani azaumoyo operekedwa ndi olemba anzawo ntchito, omwe amakhudza anthu opitilira theka la aku America, amapereka chithandizo chofunikira kwa iwo omwe akufunika thandizo ndi upangiri. Pamenepo, Anthu 41 miliyoni – pafupifupi 1 mwa anthu anayi aku America Landirani chithandizo chamankhwala amisala kudzera mu chithandizo choperekedwa ndi abwana mu 2020. Izi zikuphatikiza ana 6 miliyoni omwe adalandira chithandizo chamankhwala ndi chithandizo chamankhwala kudzera mwa makolo kapena abwana awo.

Kafukufuku wa 2022 wa opereka inshuwaransi yazaumoyo opangidwa ndi mamembala a AHIP adawonetsa momwe mapulani a inshuwaransi yazamalonda, kuphatikiza mapulani operekedwa ndi olemba anzawo ntchito, amapangira chisamaliro chapamwamba chamisala kukhala chotsika mtengo komanso kupezeka kwa mamiliyoni aku America. Kafukufukuyu adasonkhanitsa mayankho kuchokera kwa othandizira inshuwaransi yazaumoyo omwe ali ndi anthu opitilira 95 miliyoni, ndipo adapeza kuti mapulani azaumoyo amakulitsa zopindulitsa, kuwonjezera kuchuluka kwa othandizira mkati mwa netiweki, ndikulumikiza ogula ndi chisamaliro.

Kukula kwa maukonde a othandizira azaumoyo

Kafukufuku wa AHIP wa Opereka Inshuwalansi ya Zaumoyo adapeza kuti mapulani azaumoyo azamalonda pafupifupi 1,851 opereka chithandizo chamankhwala amakhalidwe mkati mwa netiweki pa 100,000 olembetsedwa. Izi zikuyimira a 48% kuwonjezeka pazaka zitatu zapitazi.

Othandizira inshuwaransi yazaumoyo mwachidziwitso adapanga njira zawo zamakhalidwe abwino komanso zamaganizidwe pamilingo yonse ya chisamaliro-madokotala amisala, ochiritsa ovomerezeka, ndi othandizira ena azaumoyo-kupyolera mukugwira ntchito molimbika.89% ya kafukufukuyuEd akugwira ntchito mwakhama polemba anthu ogwira ntchito zachipatala (ndikuwonjezera malipiro kwa osamalira)78% yawonjezera malipiro kwa opereka chithandizo pa intaneti).

Kuphatikiza apo, mapulani onse azachipatala omwe adawunikidwa amapereka chithandizo chamankhwala pa telematics – zomwe zimapangitsa kuti odwala athe kupeza osamalira ambiri, ngakhale atakhala m’malo osatetezedwa. Kwa iwo omwe amalandira chithandizo kudzera mu ntchito zawo, chithandizo chamankhwala chakutali chimapereka mwayi wopeza chithandizo.

Dr. Jenny Martin anati: “Kuthandiza olemba ntchito kwakhala kofunika kwambiri kwa anthu ambiri. “Kuthandizira pa telehealth makamaka ndi thanzi labwino kwakhala chinthu chomwe chinapulumutsa miyoyo.”

Kulumikiza odwala kuti asamalire

Oposa theka la odwala omwe ali ndi chithandizo choperekedwa ndi abwana omwe amafunafuna chithandizo chamankhwala mu 2020 adalandira chisamaliro kudzera mwa omwe amawasamalira (PCP). Opereka chithandizo chamankhwala amawadziwa bwino odwala awo ndipo nthawi zambiri amakhala koyamba kukumana ndi chithandizo chamankhwala akakhala ndi nkhawa. Othandizira inshuwaransi yazaumoyo amapereka maphunziro aumoyo wamaganizidwe ndi chithandizo kwa odwala oyambira komanso kuthandizira kutumiza kwa akatswiri ndikupititsa patsogolo mwayi wopeza chithandizo cha telefoni kuti othandizira azaumoyo akutsogolo athe kukwaniritsa zosowa zamaganizidwe a odwala awo mosavuta.

Opereka inshuwaransi yazaumoyo amathandizanso odwala mwachindunji. Zambiri zamabizinesi omwe adawunikidwa (83%) zimathandiza mamembala kupeza nthawi yokumana ndi azaumoyo, kuthandiza odwala kuyang’anira chisamaliro chawo ndikupeza chithandizo chamitundu ina – kuphatikiza mayendedwe kapena mabungwe ammudzi.

Olemba ntchito akupitirizabe kuyika ndalama zothandizira anthu ogwira ntchito

Othandizira inshuwaransi yazaumoyo amagwiranso ntchito mwachindunji ndi owalemba ntchito kuti apereke mwayi wowonjezera wothandiza kwa ogwira ntchito omwe amalandira chithandizo kudzera muntchito. 4 mwa 5 olemba ntchito Perekani Ma Employee Assistance Programs (EAP) ngati gawo lothandizira thanzi lamalingaliro ndikuthandizira pazinthu zomwe si zachipatala zomwe zimakhudza ntchito ndi moyo wapakhomo.

Susan Blow, pulezidenti ndi CEO wa Community Services Group, ananena kuti: “Matenda a m’maganizo ndi njira imodzi imene tinganenere kuti, ‘Inde, timasamaladi,’” anatero Susan Blow, Purezidenti ndi CEO wa Community Services Group. maganizo ndi maganizo a antchito ake.

Kuthandizira koperekedwa ndi olemba anzawo ntchito ndikofunikira kwambiri kwa anthu aku America pafupifupi 180 miliyoni omwe amadalira chithandizo chamankhwala chotsika mtengo, chapamwamba komanso mtendere wamumtima. Umoyo wamaganizo ndi gawo lofunika kwambiri la thanzi labwino komanso thanzi. Othandizira inshuwaransi yazaumoyo amamanga pazomwe zimagwira ntchito, ndikulumikiza mamembala ku chisamaliro choyenera panthawi yoyenera.

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