Kodi Capital One Venture X Ndi Yofunika Kulipira $395 Pachaka?

Makhadi apamwamba a kingongongo sizachilendo. Onse a Chase ndi American Express apereka kwa zaka zambiri tsopano. Citi yaperekanso khadi la premium kwa zaka zingapo, ngakhale kuti silikupezekanso kwa ofunsira atsopano.

Komabe, kulowa kwa Capital One m’bwalo lamakhadi angongole ndikwachilendo poyerekeza ndi zinthu zamabanki ena. The Capital One Venture X Mphotho Khadi la Ngongole Inafika chaka chatha pa $395 pamalipiro apachaka – $300 yonse pachaka kuposa ndalama zomwe zimaperekedwa pamakhadi ena ambiri angongole.

Izi zidapangitsa makasitomala ambiri a Capital One kugwa chifukwa adafunsa kuti, “Kodi ndizofunika?” Kodi khadili limaperekadi mapindu owonjezera a $300 kuposa makadi enawo? Tiyeni tiwone zomwe mumapeza $395 pachaka kuti muwone ngati ndalamazo ndizofunika pa khadi la Venture X.

Lembani makalata athu atsiku ndi tsiku

kulandila bonasi

Mukawona ngati khadiyo ndiyofunika kapena ayi, tiyeni tiyambire ndikupereka bonasi koyambira. Izi zidzatsimikizira gawo lalikulu la mtengo womwe mumapeza kuchokera ku kirediti kadi mchaka choyamba.

Olemba makhadi a New Venture X atha kupeza ma 75,000 Capital One mailosi atawononga $4,000 pakhadi mkati mwa miyezi itatu yotsegulira akaunti.

Malinga ndi kuyerekezera kwa TPG, mailosi awa ndi ofunika masenti 1.85 chidutswa. Izi zimapangitsa bonasi iyi kukhala yofanana ndi $1,387.50.

The Points Guy

Mtengo wamakilomita awa wakula m’zaka zaposachedwa, chifukwa Capital One ikuwonjezera mabwenzi ambiri (pakali pano pali 17) ndikuwongolera kusamutsidwa kwa mabwenzi angapo. Pali njira zambiri zowombola mailosi anu pamtengo wapamwamba. (Onani kalozera wathu wakuwombola Capital One mailosi pamtengo wokwanira.)

Ndizofunikira kudziwa kuti Capital One imatha kukhala yotopetsa ikafika pakuvomera kugwiritsa ntchito kirediti kadi. Mutha kupeza ma kirediti kadi awiri okha a Capital One nthawi iliyonse. Kuphatikiza apo, banki imadziwika kuti ndi yokhudzidwa kwambiri ndi zambiri zomwe zili pa lipoti lanu la ngongole, kuphatikiza kuchuluka kwa mafunso aposachedwa kwambiri, maakaunti atsopano, ndi maakaunti onse ndi omwe adapereka. Mvetserani kuti kuchotserako kulipo, koma sungani izi m’maganizo poganiza zofunsira khadi la Venture X.

ZOKHUDZANA: Kalozera Wathu Wathunthu Woletsa Kufunsira kwa Kirediti kadi

$300 pachaka ngongole yoyendera

Omwe ali ndi makhadi a Venture X amalandira ndalama zokwana $300 pachaka pamasungidwe opangidwa kudzera pa Capital One Travel portal.

Phindu la ngongole ya $ 300 pachaka ndi Capital One Travel ndi yosavuta. Chaka chilichonse mumalandira ndalama zokwana $300 pamasitetimenti ogula zomwe mwagula kudzera ku Capital One Travel, kuphatikiza kusungitsa malo kuhotelo, kubwereketsa magalimoto, ndi matikiti.

zokhudzana: Momwe Capital One Venture X Travel Ngongole Ingakupulumutsireni $300 Paulendo Wanu Wachilimwe

Komabe, ngongoleyo sigwira ntchito paulendo wogula kudzera panjira ina iliyonse. Ngakhale izi zimapangitsa kuti zikhale zoletsa kwambiri kuposa ngongole yapachaka ya $ 300 yomwe imapezeka ndi Chase Sapphire ReserveĀ®, ndiyosavuta kugwiritsa ntchito ndipo imachotsa mtengo wamakhadi $395 – bola mupindule nawo.

Pali downsides ntchito gulu lachitatu kusungitsa utumiki; Makamaka, ma franchise osankhika a mahotela ndi kubwereketsa magalimoto nthawi zambiri samadziwika. Komabe, Capital One yapita patsogolo kwambiri pakukonza zosungitsa paulendo, posachedwapa idagulitsa malo osungitsa malo a Hopper ndikuwonjezera zinthu zothandiza makasitomala monga kuneneratu zamitengo ndi chitsimikizo chamtengo wapatali. Njira zabwino zogwiritsira ntchito ngongoleyi ndikusungitsa malo ogona m’mahotela ogulitsa kapena omwe mapindu alibe kanthu kwa inu, komanso maulendo apandege kapena kusungitsa magalimoto obwereketsa ndi Hertz.

likulu loyamba

Anniversary Bonasi Miles

Omwe ali ndi makhadi a Venture X ali ndi phindu lachiwiri pachaka, lomwe ndi ma 10,000 mailosi owonjezera pa tsiku lokumbukira akaunti yanu. Izi zikutanthauza kuti mumalandira mailosi amenewa chaka chimodzi mutatsegula akaunti yanu komanso chaka chilichonse chotsatira pa tsikulo, osati kumayambiriro kwa chaka chatsopano Januware.

Malinga ndi kuwunika kwaposachedwa kwa TPG, ma 10,000 Capital One miles ndi ofunika $185, chifukwa cha mtengo womwe ungakhalepo kuchokera kumakampani andege ndi ogwira nawo ntchito m’mahotelo. Komabe, ngati mukufuna kuombola ma 10,000 otsika mtengo wamakilomita paulendo wogula, mupeza “kokha” mtengo wa $100, womwe ukadali wabwino kwambiri.

Kuphatikiza ndi $300 Capital One Travel Portal Statement Credit, eni makhadi amayang’ana $400 mosavuta pamtengo kuchokera pamakhadi awo chaka chilichonse – kuposa kubweza $395 yake pachaka. M’chaka choyamba, mudzapeza phindu lochulukirapo polandira ma bonasi olandiridwa.

Onaninso: Ndemanga yathu yonse ya Capital One Venture X

pofikira

Omwe ali ndi makhadi a Venture X ali ndi mitundu itatu ya malo ochezera: Priority Pass, Plaza Premium, ndi malo ochezera achinsinsi a Capital One.

Wyatt Smith / The Points Guy

Priority Pass imaphatikizapo malo ochezeramo opitilira 1,300 padziko lonse lapansi, ndipo umembala wa Priority Pass Select womwe ukuphatikizidwa mu Venture X Card umakupatsani mwayi ndi alendo awiri ovomerezeka kuti mupite kukachezera malo ochezerawa osalipira zina zolowera. Mosiyana ndi zoletsa zomwe zimaperekedwa kwa eni makhadi a American Express, eni makhadi a Venture X amatha kupita kumalo odyera a Priority Pass omwe amapezeka pama eyapoti ena. Izi zingakupatseni chakudya chaulere pamene mukudikirira ndege yanu, osati zokhwasula-khwasula pamene mukunyamuka.

zokhudzana: Lumphani pochezera ndikupeza chakudya chaulere m’malo odyera 29 aku US omwe ali gawo la Priority Pass

Kuphatikiza apo, omwe ali ndi makhadi a Venture X amatha kupita ku Plaza Premium ndi Capital One lounges, komanso alendo awiri ovomerezeka. Pakali pano, malo ochezera amodzi okha a Capital One ndi otsegulidwa ku Dallas-Fort Worth International Airport (DFW) koma malo ogona ambiri akuyembekezeka kutsegulidwa kumayambiriro kwa 2023. Awa adzakhala ku Denver International Airport (DEN) ndi Dulles-Washington International Airport (IAD) ) .

Mwayi Wobwereketsa Magalimoto

Khadi la kingongole la Capital One Venture X Rewards lili ndi maubwino awiri obwereketsa magalimoto: pezani ma mile 10 pa dola iliyonse pa lenti yamagalimoto onse omwe asungitsidwa kudzera pa Capital One Travel portal (m’malo mwa 2 mailosi pa dola iliyonse mukasungitsa kwina) ndi Hertz Purezidenti’s First Class Class. .

Scott Meyrowitz/The Points Guy

Muyenera kulembetsa izi ndi Hertz poyamba. Udindo wa President’s Circle umakupatsirani zinthu monga kukwezedwa kotsimikizika, magalimoto osankhidwa ambiri mukayamba kubwereka komanso dalaivala wowonjezera waulere (nthawi zambiri $13.50 patsiku, kusaposa $189 pakubwereketsa).

Chofunika kwambiri, mutha kudumpha mzere ndikulunjika kugalimoto yanu pama eyapoti akuluakulu ambiri, zomwe zingakupulumutseni nthawi yochulukirapo, makamaka panthawi yotanganidwa. Mutha kugwiritsanso ntchito izi kuti mufananize mawonekedwe ndi mapulogalamu ena, ndikukhalanso osankhika ndi mapulogalamu awa.

ZOKHUDZANA: Zobwereketsa magalimoto zidawunjikana ndi Hertz ndi Venture X

Zopindulitsa za Premium kwa ogwiritsa ntchito 4 aulere

Ngakhale kuti makhadi ambiri a ngongole amasungirako zinthu zabwino kwambiri kwa mwiniwake wa akaunti yoyamba, izi sizili choncho ndi Venture X. Omwe ali ndi makhadi amatha kuwonjezera anthu anayi ovomerezeka aulere ku akauntiyo. Ogwiritsawa atha kudzipezera okha mwayi wotsatirawu, onse popanda kulipira:

zokhudzana: Inu ndi anzanu 14 mutha kulowa m’bwalo la ndege ndi khadi ili

LEOPATRIZI / GETTY IMAGES

Ndikofunikira kuzindikira kuti maudindo ena akusungidwabe kwa mwini makhadi okhawo. Mabonasi amenewa akuphatikizapo makilomita 10,000 amene amaikidwa muakaunti ya munthuyo pa tsiku lokumbukira chaka cha akauntiyo; Ogwiritsa ntchito ovomerezeka sadzalandira ndalama zawo za bonasi. Ogwiritsa ntchito otsimikiziridwa samapezanso ngongole yawo yapaulendo ya $300 pachaka; Komabe, zogula ndi Ogwiritsa Ntchito Ovomerezeka zitha kuthetsedwa kudzera pa Ngongole Yoyendera ya Member Card Yaikulu. Pomaliza, ogwiritsa ntchito ovomerezeka sadzalandira malipiro awo ofunsira Global Entry kapena TSA PreCheck (tafotokozedwa mgawo lotsatira); Izi zimagawidwa ndi mamembala onse aakaunti.

zokhudzana: 8 Mafunso Ofunsidwa Kawirikawiri Okhudza Capital One Venture X Card

Mukasanthula maubwino awa kwa ogwiritsa ntchito ovomerezeka, afanizireni ndi mwayi woperekedwa kwa ogwiritsa ntchito ovomerezeka pamakhadi ena oyendera omwe amalipidwa komanso chindapusa chokhudzana nawo. kufananiza, PlatinumĀ® Card kuchokera ku American Express Imalipira $ 175 kwa ogwiritsa ntchito atatu ovomerezeka (onani mitengo ndi zolipiritsa), ndipo Chase Sapphire Reserve imawononga $ 75 kwa wogwiritsa ntchito aliyense wovomerezeka. Izi zimapangitsa Venture X kukhala njira yotsika mtengo kwa maanja kapena mabanja.

Zopindulitsa zina

Omwe ali ndi makhadi a Venture X atha kubweza ndalama zawo zofunsira ku TSA PreCheck kapena Global Entry. Izi zimapezeka kamodzi pazaka zinayi zilizonse ndipo zimakhala zokwana $100 mu akaunti.

Omwe ali ndi makhadi amathanso kupeza chitetezo chaulendo ndi kugula zinthu zingapo akamalipira ndi makadi awo:

  • Inshuwaransi yoletsa ulendo komanso kusokoneza: Mpaka $2,000 pa munthu aliyense kwa inu ndi banja lanu lapafupi kuti musabweze matikiti olipira kale. *
  • Malipiro ochedwetsa ndege: Mpaka $500 pa munthu aliyense kuti mulipirire zolipirira zoyenerera monga zipinda za hotelo, chakudya, zimbudzi kapena zovala ndege yanu ikachedwa, maola asanu ndi limodzi kapena kupitilira apo.
  • Malipiro a katundu wotayika: Mpaka $3,000 paulendo uliwonse wophimba ngati matumba anu awonongeka kapena atayika kuchokera kundege. *
  • Chitetezo cha foni yam’manja: Pogwiritsa ntchito khadiyo kulipira bilu yanu yopanda zingwe pamwezi, ndiye kuti mukuyenera kulipidwa mpaka $800 pachiwongola dzanja chilichonse pazovuta ziwiri ndi $1,600 pa miyezi 12. A deductible ya $50 amagwiritsidwa ntchito nthawi iliyonse.
  • Inshuwaransi yoyambira yobwereketsa magalimoto: Kufikira $75,000 pakuwonongeka kwagalimoto yobwereka kapena kuba. *
  • Kugula, Chitsimikizo Chowonjezereka ndi Chitetezo Chobwezera: Kufikira $ 10,000 pa zomwe mukufuna ndi $ 50,000 pa akaunti pa kugula; Kuonjezera zitsimikizo kwa chaka chowonjezera; Imabwezera mpaka $ 300 pachinthu chilichonse ndi $ 1,000 pa akaunti. *

* Ubwino wopezeka pamakhadi a Visa Infinite.

zokhudzana: Zinthu 6 Zoyenera Kuchita Mukapeza Capital One Venture X

10,000 maola / kupeza zithunzi

osachepera

Mwachidule, ndi zinthu ziti zomwe zimapezeka kwa eni makhadi a Venture X?

Omwe ali ndi makhadi amatha kupeza ndalama zokwana $300 pachaka pamayendedwe apaulendo ndi $100 mpaka $185 pamalipiro apachaka pachaka. Kuphatikiza apo, amapeza ngongole kamodzi pazaka zinayi zilizonse pa Global Entry kapena TSA PreCheck (tidzagawa $100 ndi zinayi ndikuyitcha $25 pachaka).

Zopindulitsa izi zimakhala zosachepera $425 chaka chilichonse, ndikuwonjezera kupitilira $395 pamalipiro apachaka pa Venture X. Izi sizitengera katundu wosagwirika, monga mtengo womwe ogwiritsa ntchito ovomerezeka angapange, ndi chakudya chaulere chomwe mumadya m’malo ochezera. Kapena ndalama zomwe mumasunga kudzera pa Purchase Protection. Zoonadi, zopindulitsazi sizipereka phindu pokhapokha mutazigwiritsa ntchito.

Ndiye, kodi Venture X ndiyoyenera kulipira $395 pachaka? Amene amagwiritsira ntchito mapindu a khadi adzakhulupiriradi. Omwe samayenda nthawi zambiri amakhala ndi zovuta kulungamitsa chindapusa chapachaka pakatha chaka choyamba.

Ulalo wovomerezeka: Capital One Venture X Mphotho Khadi la Ngongole Ndi bonasi yolandiridwa ya 75,000 mailosi mutawononga $4,000 pa khadi mkati mwa miyezi itatu mutatsegula akaunti.

Pamitengo ya Amex Platinum ndi chindapusa, dinani apa.

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