Betty Lynn Fisher

Gulu la Ogula la National Consumer Imayitanira Chilango cha Amasiye Mwachilungamo ku Ohio

Gulu lolimbikitsa ogula mdziko likuyitanitsa Ohio ndi ma inshuwaransi kuti asiye kuonjezera mitengo ya inshuwaransi kwa akazi amasiye ndi akazi amasiye atamwalira amuna awo kutsatira ndime yomwe ndidalemba koyambirira kwachilimwe chino.

Mu Julayi, ndidalemba gawo la Joe Klein waku Sufield komanso kudabwa kwake kosavomerezeka pomwe mtengo wa inshuwaransi yagalimoto yake udakwera mkazi wake atamwalira.

Klein adati sizomveka kuti chiwerengero cha anthu omwe ali ndi inshuwaransi pamagalimoto ake awiri chatsika, koma kuti inshuwaransi yake yakwera $20 pakati.

Kodi chilango cha mkazi wamasiye ndi chiyani?

Mchitidwe wokweza mlingo pambuyo pa imfa ya mwamuna kapena mkazi umatchedwa chilango cha umasiye.

Ndiloletsedwa m’chigawo chimodzi.

Mu 2015, Delaware Insurance Commissioner Karen Welden Stewart adalengeza kuti sangavomereze kupereka inshuwalansi ya galimoto yomwe imaphatikizapo chilango.

“Zomwe zimatchedwa ‘chilango cha mkazi wamasiye’ ndizopanda chilungamo,” adatero Commissioner panthawiyo. “Kukhala dalaivala mmodzi chifukwa cha imfa ya mwamuna kapena mkazi wanu sikuli kofanana ndi dalaivala wachinyamata, wosakwatiwa, wosadziŵa zambiri.” Sindingavomereze kusungitsa ndalama za inshuwalansi za galimoto zimene sizingapereke chidziŵitso chomveka bwino chophatikizira akazi amasiye ndi akazi amasiye m’gulu lapamwamba. gulu la mtengo.”

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