Texting And Driving Statistics 2022

Mameseji ndi Ziwerengero Zoyendetsa – Forbes Advisor

Zolemba mkonzi: Timalandira ndalama kuchokera ku maulalo a anzathu pa Forbes Advisor. Magulu sasintha malingaliro a akonzi kapena mavoti.

Kutumizirana mameseji ndi kuyendetsa ndi zinthu ziwiri zowopsa zomwe madalaivala amatha kuchita kumbuyo kwa gudumu. Mukatumiza kapena kuwerenga meseji, mutha kungochotsa maso anu kwa masekondi angapo. Koma malinga ndi National Highway Traffic Safety Administration (NHTSA), masekondi asanu omwazika pa 55 mph ndi chimodzimodzi ndi kuyendetsa utali wonse wa bwalo la mpira ndi maso anu otsekedwa.

Ngati mukudabwa momwe khalidwe loopsyali lingakhudzire inu ndi ena pamsewu, kapena momwe lingakhudzire mtengo wa inshuwalansi ya galimoto yanu, izi ndi zomwe muyenera kudziwa zokhudza mameseji ndi mawerengero oyendetsa galimoto.

Mauthenga ofunikira komanso ziwerengero zamagalimoto

Mukamatumizirana mameseji ndikuyendetsa galimoto, mumasokonezedwa m’njira zitatu: zowonera, pamanja, komanso mwanzeru.

Mumachotsa maso anu mumsewu kuti muyang’ane pazenera la foni yanu, mumachotsa dzanja limodzi pachiwongolero kuti mutayipe ndikuchotsanso malingaliro anu pakuyendetsa, zomwe zitha kukhala ndi zotsatira zoyipa.

Kuopsa kotumizirana mameseji ndi kuyendetsa galimoto ndi chiyani?

Pali zoopsa zambiri zomwe zimagwirizanitsidwa ndi kuyendetsa galimoto ndi kutumizirana mameseji, koma mwina chofunika kwambiri kusonyeza kuti madalaivala omwe amatero amaika iwo eni ndi ena pangozi ya ngozi za galimoto, kuvulala, ngakhale imfa pamsewu.

Malinga ndi zomwe bungwe la NHTSA linanena, kuyendetsa galimoto kododometsa kwakhala chifukwa chachikulu cha ngozi zapamsewu ku U.S. Zambiri zomwe zimasokoneza misewu zimachitika chifukwa chotumizirana mameseji poyendetsa.

Pafupifupi madalaivala onse (96%) omwe afunsidwa posachedwapa ndi AAA amakhulupirira kuti kutumizirana mameseji kapena kutumizirana maimelo uku akuyendetsa kumabweretsa chiwopsezo chachikulu kapena chowopsa pachitetezo chawo. Koma ngakhale kuti madalaivala ambiri amavomereza nkhani za chitetezo zokhudzana ndi kutumizirana mameseji ndi kuyendetsa galimoto, 39% ya madalaivala adavomereza kuti mwezi wapitawo adawerenga malemba kapena imelo pamene akuyendetsa galimoto-ena 29% adavomereza kuti adalemba pamene akuyendetsa galimoto.

Kafukufuku akuwonetsanso kuti kugwiritsa ntchito foni yanu polemba mameseji mukuyendetsa kumatha kukhala ndi zotsatira zofanana pa nthawi yanu yochitira monga kumwa moŵa anayi mu ola limodzi ndikuyendetsa. Zomwe zikutanthauza ndikuti zitha kukhala zowopsa kutumizirana mameseji ndikuyendetsa ngati kuyendetsa mutaledzera.

Nthawi yobwezeretsa pamsewu ingakhudzidwenso. Mukachotsa maso anu pamsewu kuti mugwiritse ntchito foni yanu, zingatenge mpaka masekondi a 27 kuti maso anu abwererenso ndikuwongolera pamsewu ndipo kusokonezeka kwamaganizo kwatha, ikutero AAA. Chodabwitsa ichi, chotchedwa hangover effect, chikhoza kuchitika nthawi iliyonse yomwe mukutumizirana mameseji ndikuyendetsa galimoto – ngakhale mutadikirira mpaka loboti kapena chizindikiro choyimitsa kuti mutero.

Kodi kutumizirana mameseji ndi kuyendetsa galimoto kumayambitsa ngozi zingati?

Ziwerengero zimasonyeza kuti ngozi zambiri zimachitika pamene dalaivala wadodometsedwa, kuphatikizapo kulemba mameseji ndi kuyendetsa galimoto. Malinga ndi data ya NHTSA ya 2020, kugwiritsa ntchito foni yam’manja kapena kutumizirana mameseji mukuyendetsa zidapangitsa kuti:

  • 13% ya ngozi zoyendetsa galimoto zomwe zimasokoneza anthu
  • 9% ya kuvulala koyendetsa galimoto, kapena ngozi pafupifupi 29,999 zonse
  • 9% ya zochitika zonse zomwe zanenedwa ndi apolisi zokhudzana ndi zododometsa, kapena pafupifupi 50,098 zochitika zonse

Ndi anthu angati omwe amafa chifukwa chotumizirana mameseji komanso kuyendetsa galimoto?

Chiwerengero cha anthu omwe amaphedwa chifukwa chotumizirana mameseji komanso kuyendetsa galimoto chaka chilichonse ndi chodabwitsa. Tiyeni tiwone zambiri zotumizirana mameseji ndikuyendetsa kuchokera ku NHTSA.

  • Mu 2020, anthu 396 adamwalira chifukwa cha ngozi zomwe zidachitika chifukwa chotumizirana mameseji komanso kuyendetsa galimoto. Izi zikufanana ndi imfa yoposa imodzi patsiku.
  • Mu 2019, anthu 430 adaphedwa pa ngozi zomwe zidachitika chifukwa chotumizirana mameseji komanso kuyendetsa galimoto.
  • Mu 2019, anthu 566 omwe sanali m’magalimoto (oyenda pansi, okwera njinga, ndi zina zotero) adaphedwa pa ngozi zomwe zidachitika ndi dalaivala wosokonekera, kuphatikiza omwe amatumizirana mameseji.

Ponseponse, kuchuluka kwa ngozi zapamsewu zomwe zachitika chifukwa chotumizirana mameseji komanso kuyendetsa galimoto zatsika mu 2020 poyerekeza ndi 2019 – zomwe tikukhulupirira zipitilira zaka zikubwerazi.

Kutumizirana mameseji ndi kupha anthu mugalimoto

Malamulo Otumizira Mameseji ndi Kuyendetsa

Zotsatira za kutumizirana mameseji ndi kuyendetsa galimoto

Kupatula kuopsa kwa iwo eni ndi ena pamsewu, pangakhale zovuta zambiri zomwe madalaivala amakumana nazo akamatumizirana mameseji akuyendetsa. Mayiko ambiri aletsa madalaivala kuti asamayendetse gudumu, ndipo zilango zophwanya malamulowa nthawi zambiri zimayamba ndi chindapusa poyesa kuletsa mchitidwewo.

Ngakhale malipiro enieni otumizira mameseji ndi kuyendetsa galimoto amasiyana malinga ndi dziko, nthawi zambiri, mukhoza kuyembekezera kulipira kulikonse kuyambira $ 20 mpaka $ 500 kapena kuposerapo ngati mutagwidwa ndikutumizirana mameseji ndikuyendetsa galimoto moletsedwa. M’mayiko ena, zilango zimakwera:

  • mu Alaskakutumizirana mameseji ndi kuyendetsa galimoto ndizolakwa zomwe zingabwere ndi chaka chimodzi m’ndende komanso chindapusa cha $ 10,000.
  • Oregon Idapereka chindapusa cha $ 1,000 kwa madalaivala omwe agwidwa akuyendetsa – ndi chilango chachikulu cha $ 2,500 ndi miyezi isanu ndi umodzi m’ndende chifukwa cholakwira kachitatu komanso kutumiza mameseji.

Ngati muyambitsa ngozi pamene mukulemberana mameseji ndi galimoto—makamaka ngozi imene imachititsa kuti munthu avulale kapena kufa—zilangozo zingakhale zokulirapo. Pazifukwa izi, mutha kukumana ndi kutaya laisensi yanu kapenanso milandu ndi nthawi yandende.

Mukatumizirana mameseji “Chepetsani liwiro lanu ndi malo ozungulira mosavuta, ndipo mosasamala kanthu za mwayi wopeza tikiti, mukuyika pangozi oyenda pansi kapena / kapena ogwira ntchito pamsewu, zomwe zitha kuvulaza kapena kuwapha chifukwa choyendetsa galimoto mosokonekera. Izi zitha kuyambitsa milandu, osati Kungoti onjezerani mitengo, “atero PJ Miller, wothandizira komanso wothandizira inshuwalansi pa Wallace & Turner Inshuwalansi. Kuphatikiza apo, mutha kutaya laisensi yanu kapena ntchito yanu.

Madalaivala amalonda amathanso kukumana ndi zilango zokulirapo potumizirana mameseji akuyendetsa. Kuphatikiza pa malamulo a boma oletsa kutumizirana mameseji ndi kuyendetsa galimoto omwe amagwira ntchito kwa madalaivala onse, bungwe la Federal Motor Carrier Safety Administration (FMCSA) limaletsa kutumizirana mameseji ndi oyendetsa galimoto pamene akuchita zamalonda zapakati pa mayiko ndipo amapereka zilango kwa amene satsatira.

Momwe kutumizirana mameseji ndi kuyendetsa kumakhudzira mitengo ya inshuwaransi yagalimoto

Mitengo ya inshuwaransi yagalimoto ya dalaivala aliyense imawerengedwa kutengera zinthu zingapo zomwe zingawopsezedwe, kuphatikiza zip code yanu, mapangidwe ndi mtundu wagalimoto yanu, mbiri yanu yoyendetsa galimoto ndi mbiri yanu yodzinenera. Madalaivala omwe ali ndi zolakwa zapamsewu – monga kutumizirana mameseji ndi kuyendetsa galimoto, kuyendetsa mosasamala kapena kuthamanga kwambiri – amakonda kulipira ndalama zambiri kuposa oyendetsa omwe ali ndi mbiri yabwino.

Mukagwidwa ndikutumizirana mameseji ndikuyendetsa galimoto, tikiti imeneyo kapena chindapusa pa mbiri yanu zitha kubweretsa mitengo ya inshuwaransi yapamwamba. Ndipo malingana ndi momwe munagwidwa, kuwonjezeka kwa mlingo kungakhale kwakukulu.

Koma si mameseji ndi galimoto olakwa amene amakumana ndi mitengo apamwamba inshuwalansi galimoto. Madalaivala kudutsa bolodi akulipira umafunika apamwamba kwa mameseji ndi galimoto kwambiri, ngakhale si iwo amene ali pachiwopsezo kuseri kwa gudumu.

“Kuyendetsa mosokoneza mwina kwakhala gawo lalikulu kwambiri la inshuwaransi m’zaka zisanu zapitazi, ndipo makampani ambiri akuyamba kuchitapo kanthu,” akutero Ezra Peterson, mkulu woyang’anira malonda pa Way.com, pulogalamu yoyang’ana magalimoto. . “Ziwerengero zina zimayika mtengo wokwera kwambiri pakati pa 6% ndi 8% ya msika wonse, zomwe zikutanthauza kuti munthu aliyense yemwe ali ndi inshuwaransi amalipira zochuluka kwambiri chifukwa cha khalidweli.”

Pezani madalaivala kuti asiye kutumizirana mameseji

Makampani angapo a inshuwaransi amapereka mapulogalamu kuti ayang’anire kuyendetsa mododometsa ndikulipira kuyendetsa bwino ndi kuchotsera, zomwe zingapangitse madalaivala kusiya mafoni awo ndikumvetsera pamsewu.

Chitsanzo chimodzi ndi pulogalamu ya KnowYourDrive yochokera ku American Family. Pulogalamuyi imalimbikitsa madalaivala kuti azikhala otetezeka kumbuyo kwa gudumu popereka inshuwaransi yamagalimoto mpaka 20% kutengera momwe kulili kotetezeka.

Ma inshuwaransi ena, kuphatikizapo Nationwide, Progressive, State Farm, ndi Safeco, amapereka mapulogalamu ofanana ndi kuchotsera pa inshuwalansi ya galimoto pogwiritsa ntchito. Kugwiritsa ntchito mwayi umenewu kungapangitse kuti mukhale ndi zizoloŵezi zotetezeka kumbuyo kwa gudumu – ndikuthandizira kuchepetsa kutumizirana mameseji ndi kuyendetsa galimoto.

Mafunso omwe amafunsidwa pafupipafupi okhudza kutumizirana mameseji ndi kuyendetsa galimoto

Kodi kutumizirana mameseji ndi kuyendetsa galimoto ndi zoletsedwa?

48 imaletsa kutumizirana mameseji ndi kuyendetsa galimoto kwa madalaivala onse, kupatula ku Montana ndi Wyoming. Zilango zotumizirana mameseji mukuyendetsa galimoto zimatha kuchoka pa chindapusa kupita ku matikiti, kuyimitsidwa kwa laisensi ndi kutayika, kapenanso milandu yamilandu, kutengera kuopsa kwa zomwe zikuchitika.

Kodi meseji ndi tikiti yoyendetsa galimoto ndi zingati?

Mtengo wa tikiti potumizirana mameseji mukuyendetsa zimasiyana malinga ndi boma. Nthawi zambiri, mutha kuyembekezera kulipira pakati pa $20 ndi $500 kapena kupitilira apo mukagwidwa ndikutumizirana mameseji ndikuyendetsa.

Ndi anthu angati omwe amafa chifukwa chotumizirana mameseji komanso kuyendetsa galimoto?

Malinga ndi zidziwitso zaposachedwa za NHTSA, anthu 396 adaphedwa mu 2020 chifukwa cha ngozi zomwe zimachitika chifukwa chotumizirana mameseji komanso kuyendetsa galimoto. Izi zikutanthauza kuti anthu oposa mmodzi amafa patsiku chifukwa chotumizirana mameseji ndikuyendetsa galimoto. Chaka chomwecho, anthu ena masauzande ambiri adadwala chifukwa chotumizirana mameseji komanso kuyendetsa galimoto.


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