Mtengo wolemera wolipirira ufulu wodziyimira pawokha: dalaivala wazaka 17-21 adzalipira ndalama zoposa $ 6,500 kuti apite pamsewu kwa chaka choyamba mu 2022, malinga ndi lipoti latsopano.

Magalimoto 10 otsika mtengo kwambiri kuti madalaivala atsopano apange inshuwaransi 2022

Mofanana ndi china chilichonse, mtengo wopezera dalaivala watsopano pamsewu ukukwera.

Chiwerengero chonse chophunzirira, kuchita mayeso oyendetsa ndikugula, inshuwaransi ndikuyendetsa galimoto yanu yoyamba tsopano ndi $ 6,574, malinga ndi GoCompare – ndizokwera kwambiri kuyambira mliri usanachitike.

Pofuna kuthandiza oyendetsa galimoto kuti asankhe mitundu yomwe angaganizire pa injini yawo yoyamba, magalimoto 10 abwino kwambiri omwe angapangire inshuwalansi kwa zaka 17-21 awululidwa.

Mtengo wolemera wolipirira ufulu wodziyimira pawokha: dalaivala wazaka 17-21 adzalipira ndalama zoposa $ 6,500 kuti apite pamsewu kwa chaka choyamba mu 2022, malinga ndi lipoti latsopano.

Mtengo wolemetsa wolipira ufulu wodziyimira pawokha: Dalaivala wazaka 17-21 adzalipira ndalama zoposa $ 6,500 kuti apite pamsewu kwa chaka choyamba mu 2022, malinga ndi lipoti latsopano.

Ndalama zonse zokwera kwa madalaivala achichepere – ndi makolo awo omwe angapereke chithandizo chandalama – zakwera 3 peresenti kuchokera pa £ 6,394 chaka chatha.

Ndiwokwera kwambiri kuyambira chaka cha 2019, pomwe ndalama zambiri zamagalimoto kwa woyendetsa wachinyamata zinali $ 6,846, ngakhale mu 2020 chiwerengerocho chidatsika kwambiri mpaka $ 6,071, mwina chifukwa cha ndalama za inshuwaransi zotsika kwambiri chifukwa choletsedwa. mtengo wofananira malo.

Chiwerengero chonsecho ndi kuphatikiza kwa ntchito zamalayisensi, maphunziro oyendetsa galimoto ndi mayesero, ndiye mtengo wa galimoto yoyamba, inshuwalansi ndi misonkho.

GoCompare akuti kuwonjezeka kwapachaka kwa madalaivala atsopano “kumangobwera” chifukwa cha kukwera mtengo kwa magalimoto.

Magalimoto ogwiritsidwa ntchito akwera kwa miyezi 29 yotsatizana, malinga ndi AutoTrader.

Avereji yamitengo yoti madalaivala atsopano ayambe kuyenda mu 2022

Avereji ya ndalama zogulira galimoto yoyamba: £3592

Msonkho wamagalimoto: £66

Inshuwaransi premium ya chaka choyamba: 1430 GBP

Chilolezo choyendetsa kwakanthawi (ngati chikugwiritsidwa ntchito pa intaneti): £34

Maphunziro oyendetsa mayeso opambana (maphunziro 45 pa £ 30 pa ola): £1350

Mayeso oyendetsa (ongoyerekeza ndi othandiza – ngati achitika mkati mwa sabata): £85

Pempho lalayisensi yoyendetsa: 17 GBP

mtengo wonse: £6574

Gwero: GoCompare ndi mitengo pafupifupi kutengera deta August 21 – July 22

Lipoti lake laposachedwa likuti mtengo wapakati wa Ogasiti wamtundu womwe wagwiritsidwa ntchito unali $ 17,039, 16 peresenti kuposa mwezi womwewo mu 2021.

Kwa madalaivala atsopano omwe atha kugula galimoto yaying’ono yakale yogwiritsidwa ntchito, izi zakhala ndi zotsatirapo zopondereza zopitilira £200, pomwe oyendetsa wachichepere wazaka zosakwana 21 amawononga $3,592 pamawilo awo oyamba – poyerekeza ndi £3,366 mu 2021.

Ngakhale kuti mtengo wolipirira galimoto yoyamba wakwera, mtengo wa inshuwaransi imodzi watsika, lipotilo likutero.

Kwa azaka zapakati pa 17-21 omwe adagula chivundikiro cha chaka choyamba kudzera pa GoCompare pakati pa Ogasiti 2021 ndi Julayi 2022, adalipira mtengo wapachaka wa $ 1,430 pa mfundo zophatikiza zonse – £42 kuchepera kuposa momwe zinaliri m’miyezi 12 Isanachitike. .

Kugula galimoto yoyamba yoyenera kudzakhudzanso ndalama za inshuwaransi, popeza lipotilo limatchula mitundu yotsika mtengo yomwe oyendetsa galimoto achichepere ayenera kutsimikizira.

Lipotilo likuti injini yotsika mtengo kwambiri yoti asungire inshuwaransi yake ndi Skoda CitiGo pamtengo wa £908 pachaka pamiyezi 12 yomwe yawunikiridwa.

Magalimoto aakazi ofanana mwamakina, Volkswagen Up! ndi Seat Mii, omwe amapanga atatu apamwamba pakati pa injini zotsika mtengo kwambiri zopangira inshuwaransi, pafupifupi £ 930 ndi £ 960 motsatana.

Magalimoto 10 omwe amapereka inshuwaransi yotsika mtengo kwambiri kwa madalaivala atsopano

1. Skoda CitiGo: £908

Mtundu wawung’ono kwambiri wa mtundu wa Czech ndi wotakasuka ndipo uli ndi injini yochititsa chidwi ya 3-silinda. Imaperekanso ndalama zotsika mtengo za inshuwaransi kwa oyendetsa achichepere pa avareji ya £908 pachaka, malinga ndi GoCompare.

2. Volkswagen Up: £930

zikuwoneka bwino? Muyenera, chifukwa Up! Mechanically ndi chimodzimodzi ndi Skoda CitoGo. Kukopa kwa baji ya Volkswagen kumatanthauza kuti mtengo wapakati wa dalaivala watsopano wazaka zosakwana 21 ndi £930.

3. Mi Mpando: £960

Kumaliza VW Gulu trilogy ndi Mpando Mii. Kuseri kwa baji yapampandoyi kuli galimoto yofanana ndi Skoda CitiGo ndi VW Up! , ngakhale makasitomala ang’onoang’ono a mtundu wa Spain amapanga mtengo wokwera mtengo kuposa atatuwo pa £960.

4. Suzuki Celerio: £961

Kwa zaka zambiri, Celerio inali galimoto yachiwiri yotsika mtengo ku Britain, ndipo Dacia Sandero inali yotsika mtengo kwambiri. Ndizofunikira koma zodalirika, zomwe – pamodzi ndi ndalama zotsika za inshuwaransi za oyendetsa achichepere a £961 – zimapangitsa kuti zikhale zokongola kwambiri.

5. Hyundai i10: £971

i10 ndiye yankho la mtundu wamagalimoto aku Korea pakuyendetsa kotsika mtengo. Galimoto ya m’badwo wam’mbuyomu ili ndi zida zokwanira, ili ndi mkati mokongola ndipo imawononga madalaivala achichepere avareji ya £971 kuti atsimikizire kwathunthu.

6. Fiat Panda: £983

Panda yakhalapo kuyambira koyambirira kwa zaka za m’ma 80 pomwe idayambitsa magalimoto otsika mtengo, osapanga zinthu. Kwa madalaivala achichepere, izi zikadali choncho ndi malipiro apakati a £983. Ilibe mbiri yabwino pamayeso owonongeka a Euro NCAP.

7. Citroen C1: £984

Mitundu yaku France idapanga kale magalimoto ang’onoang’ono abwino kwambiri pamsewu kwazaka zambiri, ndipo Citroen’s C1 siyosiyana. Ndiwotsika mtengo komanso wansangala – komanso wodalirika chifukwa amapangidwa molumikizana ndi Toyota. Zidzatengera madalaivala atsopano £ 984 pachaka kuti atsimikizire.

8. Peugeot 108: £996

108 ndi makina ofanana ndi Citroen C1 pamwamba ndi Toyota Aygo, akhoza kumva pang’ono pang’ono mkati, koma injini ndi amphamvu komanso kudalirika kwathunthu. GoCompare akuti chivundikiro chatsopano cha driver ndi £996.

9. Peugeot 107: £1,004

Peugeot 107 ikusweka pang’onopang’ono mu gawo la manambala anayi – mtundu wakale wa 108 womwe watchulidwa pamwambapa. Amagawana zizindikiro zonse zofanana, ndipo mtengo wogula ndi wotsika mtengo. Mtengo wapakati wa dalaivala watsopano ndi £1004.

10. Ford Ka: £1016

Monga Fiat Panda, Ka adakhalapo kwa nthawi yayitali. Dinky Ford ikupereka inshuwaransi yotsika mtengo ya chaka choyamba kwa dalaivala wazaka 17-21 pamtengo wa £1,016 – zomwe ndizomwe makasitomala a GoCompare omwe akufuna chithandizo chonse adayenera kulipira chaka chatha.

Gwero: GoCompareNdipo the Kutengera ndi mfundo zatsatanetsatane zomwe zidagulidwa kudzera patsamba lofananiza pakati pa Ogasiti 21 ndi Julayi 22 ndi makasitomala azaka zapakati pa 17 ndi 21 okhala ndi layisensi yaku UK yochepera chaka chimodzi.

Zinapeza kuti omwe akukhala ku South West amapindula ndi mtengo wotsika kwambiri wa inshuwalansi ya galimoto, ndi avareji ya £ 1,221, pamene achinyamata omwe amakhala ku London amaberedwa ndi malipiro apamwamba kwambiri, ndi avareji ya £ 1,896.

Mutha kuwerenga malangizo khumi apamwamba kuti muchepetse mtengo wa inshuwaransi yamagalimoto mumphindi zochepa pakuzungulira kwathu.

Kafukufukuyu adawerengeranso kuti gawo limodzi mwa magawo asanu mwa ndalama zonse zomwe zimafunikira pamsewu ndi maphunziro oyendetsa galimoto, pomwe RAC ikunena kuti wophunzira wamba amafunikira 45 asanadutse mayeso, omwe mtengo wake ndi £ 30 mpaka £ 1350.

Ophunzira ayenera kulipira ndalama zokwana £ 1,350 pa maphunziro oyendetsa galimoto kuti apite pamsewu, malinga ndi kuwerengera.

Ophunzira ayenera kulipira ndalama zokwana £ 1,350 pa maphunziro oyendetsa galimoto kuti apite pamsewu, malinga ndi kuwerengera.

Ophunzira ayenera kulipira ndalama zokwana £ 1,350 pa maphunziro oyendetsa galimoto kuti apite pamsewu, malinga ndi kuwerengera.

Kafukufuku wowonjezereka wa makolo oposa 1,000 a madalaivala atsopano anapeza kuti oposa mmodzi mwa anayi (27 peresenti) amaganiza kuti mtengo wa inshuwalansi ya galimoto kwa ana awo unali wochuluka kuposa momwe amayembekezera.

Pafupifupi makolo 44 pa 100 alionse ananena kuti amapereka ndalama zogulira galimoto yoyamba ya ana awo, ngakhale mmodzi mwa asanu (19 peresenti) anafotokozanso kuti kuthandiza ana kukwera msewu ndi “kuwononga ndalama zambiri”.

Ryan Folthorpe, katswiri wa zamagalimoto okhala ku GoCompare, adati lipoti la kampaniyo la ‘Cost to Go on the Road’ ndi chizindikiro chochepetsera ndalama zomwe achinyamata ndi mabanja awo amakumana nazo akafika msinkhu woyendetsa galimoto panthawi yomwe mtengo wa moyo uli. kuwuka.

Tidadziwa kuti ichi chikhala chaka chovuta pazifukwa zingapo – kukwera kwapadziko lonse kwamitengo yamagalimoto ogwiritsidwa ntchito, kukwera mtengo kwazovuta zamoyo zomwe zikuchitika ku UK, osanena kuti ichi ndi chaka choyamba chomwe tabwerera kumlingo wina. zachilendo pambuyo pa mliri.

“Mwatsoka, zikuwoneka kuti ngakhale ndalama za madalaivala achinyamata zakhala zikuyenda bwino kwa zaka zingapo zapitazi, tsopano tikuwona kuwonjezeka pang’ono kwa mitengo.”

Ndikofunikira kudziwa kuti kuwerengera kwa GoCompare sikuphatikiza mtengo wamafuta, womwe unakwera kwambiri mu 2022.

Ena mwa maulalo munkhaniyi atha kukhala maulalo ogwirizana. Mukadina, titha kupeza ntchito yaying’ono. Izi zimatithandiza kulipira Izi Ndi Ndalama, ndikuzipanga zaulere kugwiritsa ntchito. Sitilemba zolemba zolimbikitsa malonda. Sitilola kuti ubale uliwonse wamalonda usokoneze ufulu wathu wa ukonzi.

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