Brad Anderson

Njira za 5 zamakono zikusintha makampani a inshuwaransi

Ndikwachibadwa kugwirizanitsa luso lamakono ndi luntha lochita kupanga ndi mafakitale monga mauthenga, malonda, ndi kupanga. Mu gawo la inshuwaransi, mwina osati mochuluka. Makasitomala amalandirabe makadi mu makalata, amakumana ndi othandizira pama desiki awo, ndikulankhula ndi osintha madandaulo. Komabe, ukadaulo ukusintha momwe ma inshuwaransi amaperekera chithandizo komanso momwe omwe ali ndi ma policy amalandira chithandizo.

Kupita patsogolo kwaukadaulo kwayamba kudzipangira ndikudziwiratu ntchito zofananira ndi inshuwaransi, kuyambira pakulemba chiwongolero mpaka kusintha momwe madongosolo amagwirira ntchito. Pamene makampaniwa akuphatikiza zinthu monga luntha lochita kupanga, kuphunzira pamakina, ndi matekinoloje ena, ubale pakati pa opereka chithandizo ndi makasitomala ukusinthanso.

Njira zogwirira ntchito bwino komanso kusanthula deta sikudzachotsa kukhudza kwaumunthu. Komabe, kupititsa patsogolo kumeneku kudzawonjezera kulondola, kupangitsa kuti chidziwitso chifikire mwachangu, komanso kukhala ndi kuthekera kopititsa patsogolo kulumikizana kwamakasitomala. Kuchokera pakuwona kwa opereka inshuwaransi ndi makasitomala, pali njira zisanu zomwe ukadaulo ukusinthira makampani a inshuwaransi.

1. AI imapereka ziwerengero zofulumira.

Nthawi zambiri woyimilirayo akapereka chigamulo chodziwikiratu, msilikaliyo ayenera kukhalapo kuti awone kuwonongeka kwa galimotoyo. Makasitomala amayambitsa zomwe akufuna pa intaneti kapena pafoni ndipo ayenera kudikirira kuti wapolisiyo akumane nawo. Wapolisiyo akuyang’ana galimotoyo, amawona zolakwika ndi zotayika, ndipo amabwera ndi kulingalira. Kuyerekeza uku kungatenge masiku angapo, kukulitsa nthawi kuyambira pomwe kasitomala amakumana ndi zolipira.

Panthawiyi, wogulayo angakhale wopanda galimoto yake kapena atatsekeredwa m’galimoto yomwe ili ndi kuwonongeka koonekeratu. Artificial Intelligence ikufulumizitsa nthawi yomwe ma inshuwaransi amatenga kuti apereke ndikukonza zoyerekeza. M’malo modikirira zosintha, omwe ali ndi malamulo amatha kugwiritsa ntchito mapulogalamuwa pomwepo kuti ajambule zithunzi zomwe akufunika kukonza. AI-based algorithm imabwera ndi kuyerekezera mumasekondi. Izi zimalola makampani a inshuwaransi kuti alipire omwe ali ndi mapholisi kapena malo okonzanso munthawi yake.

2. Ndiko kudziwa zolipirira.

Kuyankhulana kwakutali sikungakhale mawu odziwika kwa makasitomala ambiri a inshuwaransi. Koma atha kudziwa za izi zomwe zikubwera pamitengo ya inshuwaransi yamagalimoto kuchokera kwa omwe akunyamula. Ena opereka inshuwaransi amatumiza makalata olipira ndi maimelo omwe amawonetsa ukadaulo watsopano womwe umatsata zomwe makasitomala amayendetsa. Ndi chipangizo chowunikira chomwe chimalowa m’galimoto ndikulemba zizolowezi za dalaivala.

Zipangizozi zimagwiritsidwa ntchito kusonkhanitsa deta, kuphatikizapo malo, kuthamanga, mtunda woyendetsa galimoto, ndi ngozi. Makampani a inshuwaransi amaganiziranso izi kuti adziwe ndalama zomwe zimaperekedwa. Mwachidziwitso, madalaivala ankhanza ndi omwe amadula mtunda wautali amatha kulipira ndalama zambiri. Makasitomala ozindikira komanso omwe amayendetsa pang’ono amalipira mitengo yotsika. Telematics imathandizira kuwunika kwachiwopsezo kwa opereka chithandizo ndikupereka mphotho kwa oyendetsa omwe ali ndi mbiri yabwino.

3. Drones amawunika kuwonongeka.

Nthawi zambiri, kugwiritsa ntchito ukadaulo wa drone kukuchulukirachulukira m’mafakitale ambiri. Zoneneratu zamakono zikuwonetsa kuti msika udzafika pamtengo woposa $ 63 biliyoni pofika 2028. Ziwerengerozi zikuwonetsanso kuti kukula kwa msika wapachaka kuyambira 2021 mpaka 2028 kudzakhala pafupifupi 16%. Makampani a inshuwaransi akuthandizira kale kukula kumeneku pogwiritsa ntchito ma drones kuti awone zomwe zawonongeka. Eni nyumba akulemba madandaulo oti awononge denga kapena mphepo yamkuntho posakhalitsa angadabwe kuona ndege yapamtunda ikuuluka pamwamba pa katundu wawo.

M’malo modalira owunika padenga, makampani a inshuwaransi amatha kutumiza ma drones kuti ajambule zithunzi za kuwonongeka kwa matalala ndi mphepo. Kugwiritsa ntchito ukadaulo wa drone kumawonjezera kuchita bwino, kulondola, komanso chitetezo cha kuwunikaku. Othandizira amatha kugwiritsa ntchito ma drones kuti akafike kumadera omwe anthu sangafikire pambuyo pa mvula yamkuntho. Ukadaulo uwu ulinso ndi kuthekera kochotsa zowonongeka kuchokera ku ngodya zosatheka kapena zowopsa zomwe anthu sangathe kufikira.

4. Kuphunzira kwamakina ndiko kupanga kwa mitundu yodzinenera.

Kupereka chigamulo pambuyo pa ngozi yaikulu ya galimoto kapena mwadzidzidzi kungakhale kosokoneza maganizo. Nkhawa ndi zowawa zingapangitse kuti zikhale zovuta kwa makasitomala kukumbukira mfundo zofunika, monga nthawi ya chochitikacho. Kuwerenga zambiri za fomuyo pa intaneti kapena ndi munthu kumatha kukhala kochulukira kuti woyimilirayo agwire ndipo nthawi zambiri kumathandizira kupsinjika. Komabe, makampani a inshuwaransi nthawi zambiri amatsindika kufunika kolemba madandaulo mwachangu.

Kuphunzira pamakina kumachotsa zolemetsa zina zomwe makasitomala angakumane nazo panthawi yofunsira. Mafomu odzazidwa ndi deta kuchokera ku mbiri ya kasitomala ndi ndondomeko amachotsa kufunika kobwereza zambiri. Kuphunzira pamakina kumachepetsa kuthekera kwa zolakwika panthawi yolemba ndikuwonjezera luso. Ngakhale zonena zosavuta monga kukonza ma windshield zimasinthidwa pomwe makontrakitala amapereka zonena kwa makasitomala pogwiritsa ntchito manambala awo.

5. Malo ochezera a pa Intaneti amathandiza makasitomala kukhala osavuta.

Palibe amene akufuna kudikirira pamzere kapena kuthera maola ambiri akudabwa ngati wothandizira inshuwalansi walandira kalata yawo. Pamaso pa social media ndi ma chat bots, izi zinali zenizeni kwa ambiri omwe ali ndi zolemba akudikirira foni. Kufunsa funso, kuyesa kupanga ndondomeko yatsopano, kapena kusintha zomwe zilipo kungatenge masabata. Koma tsopano makampani a inshuwaransi ali pamapulatifomu ambiri ochezera, kulandira chithandizo chamakasitomala ndikosavuta. Ma ma chatbots ndi maimelo amatha kukhala njira zomwe makasitomala amapezera thandizo akafuna mayankho achangu pazinthu monga mfundo ndi mafunso.

Kafukufuku akuwonetsa kuti kutumizirana mameseji tsopano kuli pachiwiri pakati pa njira zothandizira makasitomala zomwe ogula amagwiritsa ntchito. Macheza ochezera a pa TV komanso ma bots otumizirana mameseji amatha kuthana ndi mafunso okhazikika okhudza kukonzanso maadiresi, kusintha kuchotsera, ndi kutumiza zonena. Makasitomala amatha kutumiza mauthenga achindunji pamasamba ochezera ndikupeza mayankho tsiku lomwelo. Nthawi zambiri, onyamula amatha kupereka mayankho mkati mwa mphindi kapena kugudubuza mpirawo. Kukhutira kumawonjezeka pamene makasitomala amalandira chithandizo chabwinoko.

Tekinoloje mumakampani a inshuwaransi

Kukula kwaukadaulo kumakhudza momwe makasitomala ndi mabizinesi amalumikizirana wina ndi mnzake m’mafakitale ambiri. Inshuwaransi ndi imodzi mwazo, popeza onyamula akuphatikiza matekinoloje monga luntha lochita kupanga ndi kuphunzira pamakina mumabizinesi awo.

Opereka chithandizo ndi makasitomala onse adzapindula ndi kusintha kumeneku pamene kufalitsa ndi ntchito zikukhala zolondola. Osatchulanso kupeputsa ntchito ndikuwonjezera kupezeka. Kugwirizana pakati pa anthu kudzapitiriza kugwira ntchito yofunikira, koma teknoloji yatsala pang’ono kukhalapo ndipo idzapitiriza kugwira ntchito yokweza makasitomala onse.

Chithunzi chojambulidwa: David Peinado; Pexels.com. Zikomo!

Brad Anderson

Editor in Chief ku ReadWrite

Brad ndi mkonzi yemwe amayang’anira zomwe zikuthandizira pa ReadWrite.com. M’mbuyomu adagwira ntchito ngati mkonzi ku PayPal ndi Crunchbase. Mutha kuyipeza pamakalata pa readwrite.com.

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