Wells Fargo Autograph vs. Chase Freedom Flex – Forbes Consultant

Mphotho zapamwamba kwambiri

Freedom Flex ikupereka ndalama zokwana 5% mpaka $1,500 m’magulu a kotala (kutsegula kumafunika), 5% paulendo wogulidwa kudzera ku Chase Ultimate Rewards®, 3% m’malo odyera ndi ogulitsa mankhwala ndi 1% pazogula zina zonse.

Kutengera momwe mumagwiritsira ntchito ndalama zanu, mutha kupeza mphotho zambiri ndi Freedom Flex, ngakhale ndi magulu a bonasi osayembekezereka kotala.

0% kukwezedwa bwino

Makhadi onse a Freedom Flex ndi Autograph Card amapereka 0% kukwezedwa kwa APR, koma kupereka kwa Freedom Flex kuli bwino m’njira ziwiri.

Ndi Freedom Flex, mumapeza 0% APR kutsogolo kwa miyezi 15 kuchokera pakutsegulidwa kwa akaunti pogula ndi kusamutsa ndalama, kenako APR yosinthika ya 17.24% – 25.99%. Chiwongola dzanja choyambira ndi $5 kapena 3% ya kuchuluka kwakusamutsa kulikonse, kaya ndi yayikulu bwanji m’masiku 60 oyambilira, pambuyo pake mwina $5 kapena 5% ya kuchuluka kwakusamutsa kulikonse, chilichonse chachikulu chomwe chikufunika. Poyerekeza, Khadi la Autograph limapereka chiwongola dzanja chapachaka cha 0% pazogula kwa miyezi 12 kuchokera pakutsegulidwa kwa akaunti. Kenako, APR yosinthika ya 17.24%, 22.24%, kapena 27.24% imagwiritsidwa ntchito pogula ndi kusamutsa ndalama. Ndalama zolipirira pa khadi ndi 5%; Ochepera $5.

Ngati mukufuna nthawi yochulukirapo yolipira kugula popanda chiwongola dzanja kapena ngati mukufuna kusamutsa ndalama kuchokera pakhadi ina, Freedom Flex ndiye njira yabwino kwambiri.

Mwayi winanso

Monga Mastercard, Freedom Flex imabwera ndi kuchotsera kosiyanasiyana ndi mphotho ndi amalonda otchuka, kuphatikiza Lyft, Fandango, HelloFresh ndi ShopRunner. Mupezanso chitetezo chogulira, kutetezedwa kwa chitsimikizo chotalikirapo, kuletsa maulendo ndi inshuwaransi yododometsa, kuletsa kuwonongeka kwa ngozi zagalimoto, komanso chitetezo chamafoni.

Ndi Wells Fargo Autograph Card, zazikuluzikulu zikuphatikiza chitetezo cha foni yam’manja, chiwopsezo cha kuwonongeka kwa magalimoto obwereketsa, ndi kutumiza m’mphepete mwa msewu.

Kwezani mphotho zomaliza

Ngakhale Freedom Flex imatengedwa ngati khadi yobweza ndalama, mumapeza mfundo za Ultimate Reward, zomwe mutha kuwombola kuti mubweze ndalama pamlingo wa 1 peresenti pamfundo iliyonse.

Ngati mulinso ndi kirediti kadi ya Chase Sapphire Preferred®, Chase Sapphire Reserve®, kapena Ink Business Preferred®, mutha kupeza zambiri posintha mfundo zanu za Freedom Flex kukhala limodzi la makhadiwa ndikuwombola kuti muyende ndi Chase kapena kuwasamutsira ku. imodzi mwamapulogalamu a Chase Kwa oyendetsa ndege kapena mahotela othandizana nawo.

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