Kusintha kwa mwezi uliwonse chaka chonse pogula ndi ndondomeko zatsopano

LexisNexis Insurance Demand Gauge Imawonetsa Kubwezeretsa Kwamphamvu mu US Auto Insurance Shopping and New Business Volumes mu Q3 2022

Kuwonjezeka kwa mitengo yamtengo wapatali yamagalimoto kumapangitsa ogula kuti azigula ngakhale kutsika kwamitengo yamagalimoto ndi Hurricane Ian positi

AtlantaNdipo the Novembala 16, 2022 /PRNewswire/ — Kusindikiza kwaposachedwa kwa Insurance Demand Gauge kuchokera ku LexisNexis┬« Risk Solutions akuti kugula kwa inshuwaransi yamagalimoto kotala ku US kudakwera 1.2% mgawo lachitatu la 2022, motsutsana ndi -2.0% mgawo lachiwiri la 2022, ikuyimira Q1 – kukula kwa kotala kupitirira kotala kuyambira Q2 2021. Kuwonjezeka kwapamwamba kunachitika ngakhale kuti malonda atsopano a galimoto amakhalabe otsika poyerekeza ndi zochitika zapachaka zisanachitike COVID, komanso kuchepa kwakukulu kwa kugula kwakanthawi kumapeto kwa Seputembala chifukwa cha mphepo yamkuntho Ian. LexisNexis Risk Solutions┬« idawona kuti zinthu zambiri zogulira mgawo lachitatu zidachitika m’maboma momwe kukwera kwamitengo kudakhazikitsidwa potengera ndalama zomwe zidayamba mu theka lachiwiri la 2021.

Kusintha kwa mwezi uliwonse chaka chonse pogula ndi ndondomeko zatsopano

Kusintha kwa mwezi uliwonse chaka chonse pogula ndi ndondomeko zatsopano

Kukula kwa Ndondomeko Yatsopano kunakula ndi 3.9% kwa gawo lachitatu kuchokera ku -7.1% mu gawo lachiwiri la 2022. Kuwonjezeka kwa mitengo kunapangitsa kuti mitundu yosiyanasiyana ya ogula igulitse, zomwe zinachititsa kuti izi ziwonjezeke kwambiri malonda atsopano kuyambira July (-3.0%). mpaka +7.0% ndi +7.9% mu Ogasiti ndi Seputembala, motsatana.

“Tidayamba kotala lachitatu pomwe Julayi idatsika pomwe kukwera kwamisika kudachepa, takhala tikuwona kuyambira gawo lachitatu la 2021, koma kugula kudabweranso kolimba kumapeto kwa kotala. Ogasiti amafanana ndi 2020, kenako adawaposa mu Seputembala. .” . Adam PichonWachiwiri kwa Purezidenti ndi General Manager wa Auto and Home Insurance ku LexisNexis Risk Solutions. “Ndizoonekeratu kuti mlingo ntchito mu msika galimoto inshuwalansi akutumikira monga chothandizira kiyi kuti ogula American kugula, makamaka m’mayiko ochepa kumene inshuwalansi atha kugwiritsa ntchito kusintha mlingo mwamsanga. Ian ndi chiwonongeko iye anayambitsa fl. “

Kugula ngakhale pambuyo pa ngozi ya mphepo yamkuntho Ian

Malinga ndi buku la Insurance Demand Scale, zotayika za inshuwaransi za Ian zikuyerekeza kuposa $ 60 biliyoni.1 chimphepo chisanachitike, fl Kugula kwa inshuwaransi yamagalimoto kudakwera 10% kwa ambiri a Ogasiti ndi Seputembala, kuphatikiza kukwera kwa 13% sabata isanakwane mkuntho. Mlungu umene Ian anafika, kuchuluka kwa zinthu zogula zinthu kunali kochuluka fl Zinatsika ndi 40%, zomwe zidakhudza kuchuluka kwa malonda sabata yotsatira ndi -6%.

“Tsoka ilo, ziwerengerozi sizodabwitsa chifukwa cha kuchuluka kwa madera omwe akhudzidwa komanso kuchuluka kwa chiwonongeko chomwe chinachitika,” adatero Pichon. “Ian anali ndi zotsatira zofanana pazochitika zogula zomwe zimawonedwa ndi ena mwa mphepo zamkuntho zomwe zakhala zikugwera m’zaka zaposachedwa.”

Zotsatira za mphepo yamkunthoZotsatira za mphepo yamkuntho

Zotsatira za mphepo yamkuntho

Kuwonjezeka kwa mitengo kumawonetsa kusintha kosiyanasiyana kwa machitidwe a ogula

Munkhani yake ya Q2 2022 ya Insurance Demand Gauge, LexisNexis idawona kusintha kwa anthu azaka zapakati pa 25-55 pagulu lapamwamba kwambiri, ndipo izi zidapitilira gawo lachitatu pomwe kugula kumakula m’magulu onse. Ngakhale magulu azaka zonse amagula ndalama zochepa, makamaka gulu lililonse lidatembenukira kwa othandizira odziyimira pawokha.

“Njira yogawa ogulitsa odziyimira pawokha yawonetsa kukula kwakukulu m’magawo angapo apitawa,” adatero. Chris RiceWothandizira Wachiwiri kwa Purezidenti, Strategic Business Intelligence, LexisNexis Risk Solutions. “Monga momwe ogula amagulitsira panthawi yovutayi, momwemonso mabungwe odziyimira pawokha amafunafuna ndi kulangiza anthu omwe awona ndalama zawo za inshuwaransi zikukwera.”

Zosintha ziwiri zodziwika bwino za ogula zidawonekeranso mgawo lachitatu:

“Zina mwazosinthazi zitha kukhala chifukwa chakukula kwa malonda odziyimira pawokha pomwe othandizira amathandizira makasitomala kugula zida zingapo nthawi imodzi,” adatero Rice. “Tawonanso ogula ambiri akugula pogwiritsa ntchito njira zomwe sizidziyimira zokha. Tikuganiza kuti izi zikutheka chifukwa cha kuchuluka kwa mitengo yamtengo wapatali pamsika chifukwa cha nthawi yomwe mitengo yakwera posachedwa, zomwe zapangitsa kuti ogula ambiri apeze mitengo yotsika ndi ma inshuwaransi. mwina sanagwirizane nazo.

Yang’anani kutsogolo

Mayiko omwe makampani a inshuwaransi akhazikitsa kale kuchuluka kwamitengo monga flNdipo the GeorgiaNdipo the Illinois Ndipo the Texas Mudzapitirizabe kuona kukula kwa malonda m’miyezi ikubwerayi. Koma zinthu zina zingapo zomwe zingakhudze momwe makampani a inshuwaransi yagalimoto ku US atha kubweranso zikafika ngati kugula kupitilirabe kapena ayi.

“Ndikutheka kuti mayiko ena awona kukwera mtengo kwa zinthu, koma tikutsata zomwe Ian akukumana nazo, zomwe zingachitike m’maboma ena ambiri, komanso kuthekera kogulitsa magalimoto atsopano m’miyezi ikubwerayi,” Pichon. adatero. . “Zinthu zonsezi zitenga gawo lofunikira pakugula pomwe tikutseka 2022 ndikuyamba kuyang’anira 2023.”

Tsitsani kauntala yaposachedwa ya inshuwaransi.

LexisNexis Risk Solutions ipereka zambiri zokhudzana ndi kupitiliza kwa mphepo yamkuntho Ian pamakampani a inshuwaransi yamagalimoto aku US mu Fourth Quarter 2022 Insurance Demand Gauge.

Za LexisNexis Insurance Demand Scale
LexisNexis Insurance Demand Barometer ndikuwunika kotala kwa kuchuluka kwa malonda, ma frequency, kuchuluka kwa bizinesi yatsopano ndi ma data okhudzana nawo. LexisNexis Risk Solutions imapereka mawonekedwe apadera awa, amsika onse pamalonda a ogula ndikusintha machitidwe potengera kusanthula kwake mabiliyoni a malonda ogula kuyambira 2009, omwe amakhala pafupifupi 90% yazinthu zogulira inshuwaransi padziko lonse lapansi.

Za LexisNexis Risk Solutions
LexisNexis® Risk Solutions imagwiritsa ntchito mphamvu za data ndi kusanthula kwapamwamba kuti apereke zidziwitso zomwe zimathandiza makampani ndi mabungwe a boma kuchepetsa chiopsezo ndikusintha zisankho kuti zipindulitse anthu padziko lonse lapansi. Timapereka mayankho a data ndiukadaulo kumafakitale osiyanasiyana kuphatikiza inshuwaransi, ntchito zachuma, zaumoyo ndi boma. Likulu ku metro Atlanta, GeorgiaTili ndi maofesi padziko lonse lapansi komanso gawo la RELX (LSE: REL / NYSE: RELX), wopereka zidziwitso padziko lonse lapansi ndi kusanthula kwamakasitomala ndi akatswiri. Kuti mudziwe zambiri, chonde pitani www.risk.lexisnexis.com ndi www.relx.com.

Kulumikizana ndi media:
Chase Mwamphamvu
LexisNexis Risk Solutions
Foni: +1.706.714.7083
Charles.Strong@lexisnexisrisk.com

Donna Armstrong
Brodeur Partners a LexisNexis Risk Solutions
Foni: +1.646.746.5611
mholman@brodeur.com

1 https://www.reuters.com/business/insurers-stare-up-60-bln-hit-hurricane-ian-aig-chief-zaffino-says-2022-11-02/#:~:text=Nov% 202%20 (Reuters)%20%2D%20 makampani a inshuwaransi, tsoka%20%20 kutayika mu%20US%20 mbiri.

LexisNexis Risk Solutions (@PRNewsfoto / LexisNexis Risk Solutions)LexisNexis Risk Solutions (@PRNewsfoto / LexisNexis Risk Solutions)

LexisNexis Risk Solutions (@PRNewsfoto / LexisNexis Risk Solutions)

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