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Momwe munapangitsira ulendo wa banja langa ku Paris kukhala wosavuta, wotsika mtengo komanso wopindulitsa

Nkhaniyi ndi gawo la Ngakhale ndalamaGulu lapaintaneti lodzipereka pakulimbikitsa zachuma ndi upangiri, motsogozedwa ndi CNET Editor ku Senior Podcast Host ndi So Money Farnoosh Torabi.

Kuyambira semester yanga yakunja ku Paris, ndalumbira kuti ndidzabweranso tsiku lina ndi banja langa lamtsogolo ndikuwawonetsa mzinda wodabwitsa komanso wokongola kwambiri womwe ndidawadziwapo. Lonjezo limenelo linakwaniritsidwa mlungu watha.

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Ine ndi mwamuna wanga, limodzi ndi ana athu aŵiri, tinapita ku likulu la dziko la France kwa mlungu umodzi wopita ku nyumba yosungiramo zinthu zakale ndi kudya makoswe, ndipo ndinakumbukira sitepe iriyonse. Ndine wokondwa kunena kuti Pino’s Pizza, komwe ine ndi anzanga a m’kalasi tinkakumana kuti tipeze chakudya chotsika mtengo, chotonthoza pambuyo pa usiku wopita ku tauni, ikupitabe mwamphamvu.

Ndakhala ndikugawana maupangiri azachuma kwa zaka 20, kuphatikiza maupangiri amayendedwe otsika mtengo. Koma chokumana nacho chimenechi chinali chosiyana pazifukwa zambiri. Sikuti iyi inali nthawi yanga yoyamba yopita ku Ulaya pamene dola inali yofanana ndi yuro, koma ndinali kupezanso momwe ana anga awiri, azaka za 5 ndi 8, anali okondweretsa.

Izi ndi zomwe ndaphunzira zokhudza kukulitsa ndalama zanga kunja popanda kusiya khalidwe labwino.

Ulendo wa tchuthi

Kusunga nthawi ndikofunikira ngati mukufuna kusunga ndalama komanso kudziwa zambiri zomwe mzindawu ukupereka. Osapita mu June sukulu ikatuluka. Pewani Khirisimasi ndi Chaka Chatsopano. Pitani ku nthawi yabata monga tidachitira kumayambiriro kwa Novembala. Kupatula nyengo ku Europe pakati pa Novembala ndi Marichi (kupatula masabata atchuthi).

Titafika ku Louvre – “nyumba yosungiramo zinthu zakale kwambiri padziko lonse lapansi” – sindinaganize kuti tinali pakhomo loyenera chifukwa panalibe aliyense pamzere. Tinakumananso ndi malo abwino omwewo pa Eiffel Tower ndipo tinadutsa mizere yachitetezo m’masekondi pang’ono. Airbnb yathu inalinso yotsika mtengo usiku uliwonse kusiyana ndi miyezi yotanganidwa yoyendera alendo. Kupewa anthu ambiri kumalo osungiramo zinthu zakale ndi kumalo odyera kunatithandiza kuyesa malo otentha komanso malo odyera otsogola paulendo wathu. popanda zosungitsa.

Kukonzekera izi kungakhale kovuta, ndikuvomereza. Kupita kutchuthi kungatanthauze kugwiritsa ntchito masiku atchuthi olipidwa komanso kutulutsa ana anu kusukulu. Koma yang’anani makalendala anu kuti mupeze nthawi yoyenera kuyenda m’miyezi yophukira ndi yozizira pomwe mutha kukhala ndi sukulu kapena ntchito mwachisawawa.

Werengani zambiri: Momwe mungayendere patchuthi popanda kugwiritsa ntchito nthawi yanu yolipira

Konzekerani 20% VAT – ndikubweza ndalama zanu

Ku France komanso ku European Union yonse, mayiko amakhometsa msonkho wamba pa katundu ndi ntchito zomwe zimatchedwa VAT, zomwe zimayimira Value Added Tax. Ku France, msonkho wowonjezera ndi 20%. Nkhani yabwino ndiyakuti monga mlendo ku US, mutha kubweza msonkho mukamagwiritsa ntchito ndalama zoposa $100 pa chinthu chimodzi.

Komabe, kubweza ndalama sikophweka. Pali njira zingapo zomwe muyenera kuchita musanachoke ku EU. Choyamba, onetsetsani kuti mwapempha fomu yobwezera msonkho kwa wogulitsa. Sitolo idzafuna pasipoti yanu yakuthupi kapena chithunzi (zimadalira wogulitsa) kuti amalize fomu yanu. Ku France, muyenera kuwonetsa ndikusanthula fomu pamalo omwe amadziwika kuti Pablo Kiosk pabwalo la ndege musanachite chitetezo tsiku lomwe mubwerere ku US.

Ndinasokoneza gawolo, chifukwa sindinazindikire malo ogulitsira ndipo ndinaganiza kuti ndikhoza kutsimikizira mafomu anga pa desiki la chidziwitso cha VAT ndi malo anga othawira ndege. Koma ndinali wolakwa kwambiri ndipo ndinayenera kubwereza kudutsa chitetezo ndi kusamuka – mphindi zina 30 – kugwiritsa ntchito kiosk.

Kwa magulu akuluakulu, ganizirani za Airbnb

Mahotela ali ndi chitetezo chokwanira komanso chodziwikiratu mukamapita kudziko lina, koma kwa banja lathu la zipinda zinayi za hotelo zambiri za bajeti zinali zazing’ono, nthawi zina zimafuna malo owonjezera kuti tizikhalamo. Pachifukwa ichi, tinatembenukira ku Airbnb, yomwe inali yotsika mtengo. Kuwonjezera apo, tinasungitsa nyumba yokhala ndi khitchini kuti tiphikeko chakudya ndi kuchepetsa kufunika kokadyera m’malesitilanti nthaŵi zonse. Monga momwe zilili ndi malo aliwonse ogona, fufuzani ndalama zowonjezera kapena zofunikira zina musanapereke.

Airbnb imapereka zambiri kuposa malo ogona. Ochereza M’deralo amaperekanso maulendo owongolera ndi zochita zawo kudzera pa Zochitika pa Airbnb. Tinasungitsa maulendo achinsinsi amtengo wapatali omwe amatipatsa zokumana nazo makonda anu. Palibe chofanana ndi kunyamulidwa ndikuyendetsedwa ku Versailles ndi kalozera wosangalatsa komanso wodziwa bwino alendo. Ana anga ankakonda Paolo (buku apa)!

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Malangizo ngati aku America

Thandizo silimakupulumutsirani ndalama, koma titawerenga za ziwonetsero zaposachedwa komanso ziwonetsero zaposachedwa za kukwera kwa mitengo komanso kukwera kwamitengo yazinthu, tidawona kuti zingakhale zowolowa manja komanso zothandiza kupereka 20% kwa ogwira ntchito. Ndizoposa zomwe amazolowera, ambiri akulandira malipiro ndi zopindulitsa ku France, koma inali njira yosonyezera kuyamikira kwathu paulendowu – ndikupangitsa kuti ukhale watanthauzo kwa ife. Pali mphekesera yoti ena mwa ogwira ntchitowo akhumudwitsidwa ndi malangizo anu okoma mtima, koma sitinapeze kuti ndi choncho. Ngati mungakwanitse, ndikupangira kukonzekera izi pasadakhale ndikusintha ndalama zanu ku Euro musanachoke … zomwe zimandibweretsa ku mfundo yanga yotsatira.

Sinthani madola aku US kukhala ma Euro kubanki yakunyumba kwanu

Ndi nthawi yabwino kugula Euro. Ndalama zosinthira ndi pafupifupi $ 1 mpaka € 0.96, pafupifupi 1 mpaka 1. Koma kuchotsa ndalama ku ma ATM akunja kapena kusamutsa pa kiosks ya eyapoti kungatanthauze kulipira ndalama zambiri pamitengo yotsika. Ndidafufuza momwe ndingasinthire ndalama kukhala yuro ndisanayende ulendo wanga ndipo ndidapeza kuti mabanki akumaloko ndi mabungwe obwereketsa ngongole ku US amapereka mitengo yabwino kwambiri yosinthira, kukupatsani mphamvu zambiri zogulira.

Mabanki ena amalipira ndalama zochepa, koma nthawi zambiri ndi njira yabwinoko kuposa kusinthira ndalama pa intaneti kapena kiosk ya eyapoti. Malangizo a Pro: Pitani ku banki yakunyumba kwanu sabata imodzi musananyamuke paulendo wanu. Ndinadabwa pamene anandiuza kuti zingatenge masiku a bizinesi a 2 kuti nditembenuzire ku Euro.

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Yang’anani ndalama zogulira zakunja

Ndisananyamuke, ndinadziwitsa kampani yanga ya kirediti kadi kuti ndiyenda kuti isanene kuti zinthu zomwe ndagula ndi zachinyengo. M’kukambitsirana komweku, ndinaphunzira kuti ngakhale ndinali ndi makadi aŵiri osiyana kuchokera kwa wopereka mmodzi ameneyu, khadi limodzi lokha silinasonyeze ndalama zogulira malonda akunja. (Khadilo linali ndi malipiro apachaka.) Ndalamazi, zomwe zingakhale zokwera kufika pa 5%, zimatengedwa pamene makhadi ena a ngongole aku US akugwiritsidwa ntchito kunja kwa dziko. Ndinaonetsetsa kuti ndaphatikiza zogula zathu zambiri momwe ndingathere pakhadi limodzili kuti ndipewe chindapusa.

Werengani zambiri: Ndalama Zakunja: Momwe mungasungire ndalama mukamagwiritsa ntchito kirediti kadi padziko lonse lapansi

Dalirani pa malo ochezera a pa Intaneti

Ndinkayembekezera zovuta zina zoyenda ndi ana ang’onoang’ono monga kusintha kwa nthawi, kunyong’onyeka ndi zinthu zonse “wamkulu” komanso kudya mosiyanasiyana. Chotero ndinalankhula ndi akatswiri angapo ndi apaulendo oyambirira amene anali ndi chidziŵitso cha kuyendayenda mu Paris ndi anyamata. Instagram inali chida chachikulu. Ndidapeza @the.petit.guide, yemwe adanditumizira mowolowa manja mndandanda wamalo odyera otsika mtengo, ochezeka ndi ana, monga kukwera bwalo la Eiffel Tower ndikusewera ndi mabwato ang’onoang’ono ku Tuileries Gardens. Ndinayambanso kutsatira @hellofrenchnyc, mayi wa ku France dzina lake Cecilia yemwe amapereka malangizo pa chinenero ndi chikhalidwe. Nthawi zambiri amatchula za malo odyera a abambo ake ku Paris, omwenso amatchedwa Le Colimacon, komwe tidadya madzulo athu oyamba – mtengo wokoma, wowona komanso wotsika mtengo womwe umalandira alendo popanda kusungitsa. pamavuto!

Zambiri kuchokera ku So Money Hot Mic

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