Lekani kuchulukitsa chindapusa cha inshuwaransi yazaumoyo – Daily News

Mwachiwonekere, zolimbikitsa zachuma – kapena zokhumudwitsa – zitha kukhala chida chothandiza potsatira mfundo za boma.

Kukweza msonkho wa fodya kumachepetsa kusuta, mwachitsanzo. Kupeza ngongole yamisonkho pakuyika ma solar padenga lanu kumalimbikitsa bwino kugula ma solar.

Koma, ngakhale zinali choncho, nthawi zonse padali china chake chodabwitsa pakupereka kwa Sacramento komwe kudayamba zaka zitatu zapitazo kulipira anthu aku California omwe analibe inshuwaransi yazaumoyo.

Popeza inshuwalansi ya umoyo ndi yokwera mtengo kwambiri, m’kanthaŵi kochepa, n’zachionekere kuti amene amasankha kusaipeza pamene angakonde kutero chifukwa chakuti sangakwanitse kulipirira ndalamazo.

Choncho kumenya anthu otsikawa ndi chindapusa chaboma chifukwa chosowa inshuwaransi ndi nkhani yoonekeratu yowaponyera m’matumbo pomwe ali kale osachita bwino.

Komabe, izi ndi zomwe boma la California likuchita pofuna kulimbikitsa anthu kulipira inshuwalansi ya umoyo m’malo molipira chindapusa komanso kusakhala ndi inshuwaransi.

Koma malinga ngati omwe sanagulebe inshuwaransi akuyenera kuwononga ndalamazo, mutha kuyembekezera kuti ndalama zomwe amapereka m’bokosi laboma zidzathandiza.

M’malo mwake, kafukufuku watsopano wa bungwe lopanda phindu la Kaiser Health News akuwulula, zaka zitatu pambuyo pake, “Boma silinagawire ndalama zomwe lidapeza, KHN idaphunzira – ndalama zomwe cholinga chake chinali kuthandiza anthu aku California omwe akuvutika kuti alipire.”

Monga momwe amayembekezeredwa, atolankhani adanena kuti, “Pakadali pano, anthu ambiri aku California omwe amapereka chilango cha msonkho chifukwa chopanda inshuwalansi ndi anthu omwe amapeza ndalama zochepa komanso zapakati, malinga ndi akuluakulu a misonkho a boma – anthu okhawo omwe ndalamazo zinayenera kuwathandiza.”

“Zikuvutitsa,” atero a Diana Douglas, wothandizira ku Health Access California, yemwe adalimbikitsa ntchitoyi. “Lingaliro lonse linali loti tisonkha ndalama kwa anthu amene sangakwanitse, kuti tigwiritse ntchito ndalamazo pothandiza anthu kuti apeze ndalamazo ndiponso kuti apeze chisamaliro.

Zimenezo nzoona.

Sitikunenanso za ndalama zochepa pano. Akuluakulu aboma ati mu nthawi yotsegulira 2020-2022, chindapusa cha $ 1.3 biliyoni chikadatoleredwa.

Koma Gov. Gavin Newsom akuti m’malo mogwiritsa ntchito ndalama pano ndi pano, boma liyenera kusunga ngati anthu aku California angafunikire thandizo lolipirira inshuwaransi yazaumoyo m’tsogolomu.

“Kutsika kwaposachedwa kwa msonkho wa boma kukuwonetsa kufunikira koyika ndalamazo pambali,” mneneri wa Newsom, Alex Stack, adatero.

Bwanamkubwa, aku California omwe akufunika akufunika tsopano — ndi kukwera kwa inflation, ndi ndalama za inshuwaransi yaumoyo zomwe zikuyerekeza 5.6% chaka chino.

Zimakwiyitsa makamaka kubweza ndalama chifukwa nthambi yayikulu komanso nyumba yamalamulo yomwe ili ndi chidwi chogwiritsa ntchito ndalama zambiri mwadzidzidzi imakakamizika kumangirira chifukwa kudalira msonkho wandalama kuchokera kwa mabiliyoni ndi mabiliyoni kutha kutsika poganizira za kuchepa kwachuma. . Ndipo kugunda kwakukulu komwe kumaperekedwa kumitengo ya Silicon Valley, komanso kuchotsedwa ntchito kudera lonselo kuno komanso ku Bay Area.

Bill ya chaka chino yolembedwa ndi Senila wa Boma Richard Bann, D-Sacramento, yemwe akuchoka paudindo mopitilira malire, adafuna kusinthira ndalama zachilango cha boma ku Covered California kuti achepetse ndalama zakunja kwa ogula ena, kuphatikiza kuthetsa kuchotsera kwawo. adatsutsa lamuloli. , ponena kuti ndalama zingafunike m’zaka zikubwerazi kuti abwezeretse thandizo la boma, “ipoti KHN.

“Kukhala ndi inshuwaransi sikukutanthauza kalikonse ngati simungakwanitse, ndipo ndizovuta kwambiri kwa anthu omwe ali ndi matenda aakulu omwe ali ndi ndalama zambiri zothandizira zaumoyo,” adatero Pan. “Anthu sangathebe kupita kwa dokotala.”

Popeza Ban watha posachedwa, wopanga malamulo wina ayenera kufotokoza zomwe zayambitsa gawo lotsatira. Palibe chifukwa chowonera ndalama zachipatala izi zikulowa m’thumba laboma pomwe aku California akufunika thandizo ndi ndalama za inshuwaransi yachipatala pompano. Sacramento iyenera kugwiritsa ntchito chindapusacho moyenera kapena kuchichotseratu.

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