Chofunikira pakuletsa kugwidwa ndi covid apaulendo aku Australia

Nthawi yatchuthi ikuyandikira kwambiri, kukwera kwatsoka kwa milandu ya Covid makamaka m’maboma ngati New South Wales ndi Queensland kwawonetsa kufunikira kwa inshuwaransi yapaulendo kwa omwe akukonzekera kuchoka.

Komabe, izi zomwe sizikudziwika koma zofunikira za inshuwaransi yoyendera zitha kupangitsa kuti anthu ambiri ataya ndalama zambiri zatchuthi.

Covid isanachitike, miliri ndi kufalikira kwa matenda sikunapatsidwe ndalama zambiri za inshuwaransi yoyenda chifukwa zinali zovuta kwambiri kuzigula chifukwa chakusadziwikiratu, kapena kungokhulupirira kuti ndizowopsa.

Komabe, kuyambira Covid, makampani ambiri a inshuwaransi tsopano amapereka chithandizo chamankhwala kwa apaulendo omwe ali ndi kachilombo ka Covid, ndipo ena amaperekanso chithandizo choletsa nthawi zina.

Komabe, pali ndime yodziwika pang’ono yomwe ingakhudze ena apaulendo aku Australia omwe amatenga ndondomeko ndi makampani a inshuwaransi monga Inshuwaransi ya Cover-more ndi Easy Travel, kenako ndikuletsa tchuthi chawo chifukwa cha Covid; Zimaphatikizaponso omwe amagula chithandizo pasanathe masiku 21 kuyambira ulendo wawo.

Natalie Poole, Director of Comparetravelinsurance.com.au, adalongosola kuti: “Ma inshuwaransi ambiri amapereka chivundikiro chochotsera ndalama zomwe munalipiriratu komanso mtengo ngati Covid wagwidwa musanapite kapena paulendo wanu.

“Komabe, pali chenjezo lomwe ma brand ena adagwiritsa ntchito pamalamulo omwe adagulidwa mkati mwa masiku 21 kuchokera tsiku lonyamuka. Pachifukwa ichi, simungathe kubweza ndalama zomwe mudagula mpaka tsiku logulira ndondomekoyi.”

Chifukwa chake, ngati mungasungitse ndege zanu za Disembala mu Okutobala, koma dikirani mpaka milungu iwiri musananyamuke kuti mukatenge inshuwaransi yanu ndiyeno mutenge Covid ndikuletsa, mwina simukulipiridwa mtengo waulendowu.

Komabe, Ms. Paul akuti makasitomala omwe adagula ndondomeko masiku a 21 asanakwane adzaphimbidwa mpaka phindu lonse loletsedwa lomwe likuphatikizidwa mu ndondomeko yawo.

Ngati munagula ndondomeko yanu mwamsanga kapena masiku 21 asanafike, mudzakhala oyenerera kuitanitsa ndalama zonse zolipiriratu, zosabweza zobweza, mosasamala kanthu kuti zinapangidwa liti.

“Kugula chivundikiro mochedwa ndi pamene apaulendo amaluma.”

Chinsinsi chopewera kulakwitsa, adatero, ndikugula inshuwaransi yoyendera nthawi yomweyo ndi ulendo wanu.

“Mmene ndimeyi imagwirira ntchito ndikulepheretsani kugula inshuwaransi yaulendo mochedwa.”

Kumbali inayi, kusungitsa kulikonse komwe kumachitika mutagula inshuwaransi yoyenda msanga kumatha kufunsidwa.

“Ngati munalipirira kukhala kwanu mutagula inshuwaransi yapaulendo, mudzayenera kubwezeredwa ndalamazo.” Choncho dziwani kuti ngati mwakonzekeratu kusungitsa tchuti lanu, kugula inshuwaransi yoyenda mofulumira kumalipiradi.

Mfundo zoyambira zimayambira pafupifupi $10 mpaka $20 patsiku. Mukayerekeza ndi ndalama masauzande ambiri zomwe zimagwiritsidwa ntchito paulendo wakunja, inshuwaransi yapaulendo ndiyopanda pake. “

Pomaliza, Ms. Ball akuti ma inshuwaransi nthawi zambiri amapereka chivundikiro choletsa Covid ngati bonasi yowonjezera, yomwe ndiyofunika kuiganizira nthawi zina.

“Pomwe mtengo wandege ndi maulendo akuchulukirachulukira, kubweza kumeneku kungakhale koyenera kulipira ngati ndalama zolipiriratu zikuchulukirachulukira,” adatero.

Kampani yaboma Smartraveller ikubwereza upangiri uwu patsamba lake, ndikulangiza kugula koyambirira.

“Pali nthawi zoziziritsa kubweza kwa Covid-19, ndiye ndibwino kugula inshuwaransi yoyendera nthawi yomweyo mukasungitsa ndege yanu. Ma inshuwaransi ena amatha kungolipira ngati mwapezeka ndi Covid-19 ndipo ndondomekoyi idagulidwa. kupitilira masiku 21 musanakonzekere Tsiku lonyamuka.

“Kutalikirana ndi tsiku lonyamuka mukagula inshuwaransi yapaulendo, m’pamene mumalipira, koma mudzalipidwa kuyambira mukagula ndondomeko yanu.

Mwachitsanzo, ngati mutagula inshuwaransi miyezi iwiri musanayende, mupeza chithandizo chotsika mtengo pazochitika zilizonse zomwe zimakhudza mapulani anu oyenda m’miyezi iwiriyo.

“Ngati munalipirira ulendo wanu wonse miyezi isanu ndi umodzi pasadakhale, koma mutangogula inshuwaransi kutatsala milungu iwiri kuti munyamuke, simungakulipire ndalama zilizonse zolepheretsera ngati mupanga mgwirizano wa Covid-19.”
Komabe, samalani kuti musawerenge zolembedwa bwino.

Mndandanda wa mikangano ya inshuwaransi yaulendo yomwe idaperekedwa ndi AFCA ikuwonetsa malo omenyera nkhondo osavomerezeka kapena otanthauziridwa molakwika. Pakati pa Julayi 1 2020 ndi 30 Juni 2021, AFC idalandira madandaulo opitilira 2,000 a inshuwaransi yoyendera okhudzana ndi Covid-19.

“Sikuti inshuwaransi yonse yoyenda ndi yofanana, ndipo ndondomeko yolakwika ikhoza kukhala yoyipa ngati palibe konse.”

Smartraveller adapeza kuti m’modzi mwa anthu anayi omwe adayenda ku Australia adakumana ndi vuto lalikulu paulendo wawo womaliza wa kutsidya lina, kuphatikiza kukwera ndege kapena kuyimitsa ndege, kapena kulandira chithandizo chamankhwala.

Apaulendo aku Australia adapanga inshuwaransi pafupifupi 300,000 mu 2018-19, chaka chomaliza chandalama chiletso cha Covid-19 chisanachitike. Pafupifupi 90 peresenti ya iwo adalipidwa.

Werengani mitu yofananira:Brisbane, Sydney

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