Munthu akugwiritsa ntchito laputopu kufufuza inshuwaransi yamagalimoto pa intaneti.

Njira 4 zopewera kuti galimoto yanu isawonongeke ndi kusefukira kwa madzi

Kuteteza ndalama zanu zazikulu, monga nyumba yanu ndi magalimoto, ndizofunika kwambiri m’maganizo a anthu ambiri pamene chiwopsezo cha mphepo yamkuntho ndi kusefukira kwa madzi chikuyandikira.

Ngakhale nyumba zomwe sizili m’malo omwe kusefukira kwamadzi zimatha kukumana ndi mvula yamkuntho. Ngati mukuyang’ana kuti muchepetse kuwonongeka kwa kusefukira kwa nyumba ndi katundu wanu, pali njira zingapo zozitetezera, kuphatikizapo chitetezo chamadzi ndi madzi osefukira, ndikupanga zolepheretsa kusefukira kwa madzi kuzungulira malo anu.

Koma, kodi izi zidzatetezanso galimoto yanu ku zoopsa za mkuntho, monga madzi okwera, mphepo, ndi kuwonongeka kwa mchere? Nthawi zina, inde, koma pali njira zambiri zowonjezera zowonetsetsa kuti galimoto yanu idutsa mkuntho womwe ukubwera. Palibe amene amafuna galimoto yomira.

Kugwa kuli pano, tiyeni tiwothe. Timapereka chitofu chimodzi chokhala ndi choyimira. Lowani kuti mupambane kuyambira pano mpaka Novembara 18, 2022.

magalimoto vs madzi

Kupatula nyumba, galimoto ikhoza kukhala chinthu chachikulu chomwe anthu ambiri ali nacho, ndipo ndi bwino kuyesetsa kuteteza ndalama zanu.

Kusefukira kwa madzi kumatha kuwononga kwambiri galimoto, kuyambira kumavuto amagetsi. Madzi mu mota angayambitse dzimbiri ndikufupikitsa magetsi. Madziwo akasakanikirana ndi zinthu monga mafuta, madzi opatsirana, kapena mafuta odzola, amathanso kuwononga kwambiri mkati.

Ngati kusefukira kwa madzi kunayamba chifukwa cha kukwera kwa madzi amchere m’malo mwa madzi abwino, kuwonongeka ndi kukokoloka kumeneku kumakhala koipitsitsa.

Kuchokera pamalingaliro achitetezo, sizikunena kuti ngati galimoto yanu ikakamira m’madzi osefukira, muyenera Yambani Yesani kudutsamo. Ngati mukupeza kuti mukupita kumadzi okwera kapena oima, tembenukani, ngati n’kotheka, ndi kupeza malo okwera. Malingana ndi Centers for Disease Control, imfa zomwe zimachitika chifukwa cha kusefukira kwa madzi zimachitika kawirikawiri galimoto ikalowetsedwa m’madzi owopsa.

Kwa magalimoto ambiri onyamula anthu, zimangotenga pafupifupi mainchesi asanu ndi limodzi amadzi kuti afike m’munsi ndi kukhudza magawo omwe ali pachiwopsezo chagalimoto, zomwe zitha kuwononga kwambiri komanso zodula nthawi zonse.

Ndiye mungapewe bwanji kutayika kwathunthu ndikuteteza galimoto yanu pakagwa kusefukira ndikupewa kumiza galimotoyo?

1. Pezani mtundu woyenera wa inshuwalansi ya galimoto

Ngongole: Ndemanga/Getty Images/glegorly

Osachepetsa chitetezo chamtengo wapatali kunyumba kwanu, onetsetsani kuti mukuphimbanso galimoto yanu.

Musanayambe kuda nkhawa ndi mphepo yamkuntho, ndikofunika kukhala ndi inshuwalansi ya chigumula yomwe imaphimba galimoto yanu.

“Inshuwaransi yagalimoto imakhudza kuwonongeka kwa kusefukira kwa madzi, bola ngati mutenga gawo lonse la ndondomekoyi, zomwe zimayenera kuchotsedwa,” akufotokoza Greg Howes, CEO wa Howes Insurance Group.

Kufalitsa kwatsatanetsatane kumakhudza zowonongeka zomwe zachitika chifukwa cha zinthu zambiri kunja kwa ngozi, kuphatikizapo kuba kapena kuwononga, ndi zochitika zachilengedwe, kuphatikizapo mikuntho ndi kusefukira kwa madzi. Ndikofunikira kudziwa ngati mukufunika kulembetsa inshuwaransi.

Ngati muli ndi mabwato, oyenda m’misasa, kapena magalimoto ena osangalatsa, a Hawes akuwonjezera kuti, “Malinga ngati mutasankha kuwonongeka kwa thupi, palibe kupatulapo kusefukira kwa madzi ndi / kapena mphepo yamkuntho,” ngakhale akunena kuti si ndondomeko iliyonse yomwe imapereka chithandizo chomwecho, ndipo akukulangizani kuti muunikenso ndondomeko zanu ndi katswiri.Inshuwaransi musanapereke chiwongola dzanja, popeza ndondomeko ndi makampani a inshuwalansi amasiyana.

Ndikofunikiranso kuzindikira kuti ngati galimoto yanu yayimitsidwa mkati mwa garaja kapena kwinakwake pa malo anu ndipo mumalandira kuwonongeka kwa madzi osefukira, sichidzaperekedwa ndi inshuwalansi ya nyumba yanu.

2. Sungani galimoto yanu kumalo okwera

a Howes akufotokoza kuti, “Kuti muchepetse kuwonongeka kwa kusefukira kwa magalimoto anu, njira yokhayo yeniyeni yomwe muli nayo ndiyo kusuntha galimoto yanu kutali ndi malo osefukira kupita kumalo okwera.”

Izi zikutanthauza kuti ngati nyumba yanu ili pamalo osefukira ndipo nyumba yanu ilibe zotchinga zamtundu uliwonse, muyenera kusiya galimoto yanu pamalo okwera komanso otetezeka. Panthawi ya kusefukira kwa madzi, palibe njira yochotsera madzi m’galimoto yanu.

3. Garage yanu isasefuke madzi

Kuwumitsa nyumba yanu ndi njira yothandiza kuti madzi asalowemo, ndipo ndi njira yothandizanso m’galimoto yanu.

Kutsimikizira kusefukira kwa madzi kumaphatikizapo kutseka garaja kuti madzi asasefukire. Izi zikutanthauza kuti madera aliwonse omwe ali pansi pa chigumulacho amatetezedwa ndi nyengo pogwiritsa ntchito mapepala apulasitiki kapena mphira kapena mankhwala apadera oletsa madzi.

Kuonjezera apo, makoma akunja ndi / kapena pansi amasindikizidwa ndi mankhwala omwe amagwiritsidwa ntchito mwachindunji pamwamba pa nyumbayo kuti athandize nyumbayo kukana kulowa kwa madzi.

Kuwuma kwa madzi osefukira ndi chisankho chabwino kwa nyumba zosakhalamo monga magalaja ndi mashedi omwe magalimoto amatha kusungidwa, ndipo ndi njira yotsika mtengo poyerekeza ndi madzi osefukira.

Kuteteza madzi osefukira sikungatsimikizire kuti madzi salowa m’galimoto yanu, koma pali zinthu zina zomwe mungagwiritse ntchito kuteteza galimoto yanu kuti isawonongeke.

4. Pangani chotchinga pakati pa galimoto yanu ndi madzi osefukira

Chophimba chagalimoto choteteza cha Climarguard pamwamba pagalimoto yoyimitsidwa.

Ngongole: Wosinthidwa / Climaguard

ClimaGuard Car Cover ndiye chitetezo chanu chabwino kwambiri polimbana ndi zinthu zomwe zili ndi zida za Military Grade Polyethylene.

Chophimba pamagalimoto ndi njira yotsika mtengo yoteteza galimoto yanu ku zinthu zomwe zikuyenda kwakanthawi kochepa.

Chopangidwa ndi zinthu zolimbana ndi nyengo, chivundikiro chagalimoto chamtunduwu chimatha kunyamula ndipo chimatha kugwiritsidwa ntchito mkati kapena kunja kwa garaja. Ikhoza kugwiritsidwanso ntchito kuteteza mitundu ina ya magalimoto kapena zinthu zamtengo wapatali ku kuwonongeka kwa madzi.

Ngakhale kuti madzi osefukira angakhale odetsa nkhaŵa kwakanthawi, madzi amchere amchere ndi mpweya wonyowa m’madera a m’mphepete mwa nyanja angayambitsenso dzimbiri mkati, dzimbiri lakunja, ndi kuwonongeka kwa zitseko za galimoto kapena hood.

Chophimba cha galimoto choterechi chingathenso kuchepetsa kuwonongeka kwa ziwonongeko zomwe zimadza chifukwa cha kutenthedwa nthawi zonse ndi mchere wopopera ndi mpweya. Kuwonongeka kochepa, kudzakhala kotsika mtengo kukonzanso galimotoyo.

$399 ku Amazon

Zolepheretsa kusefukira kwa nthawi, monga madamu odzaza madzi, madamu owonjezera, kapena matumba a mchenga omwe angasungidwe mozungulira ndi kuyika mozungulira galimoto yanu, ndi ndalama zothandiza, komabe kwakanthawi.

$39.98 ku The Home Depot

Madamu amadzi ndi matumba a mchenga angapereke chitetezo pakanthawi kochepa, kuteteza galimoto yanu ku kusefukira kwa madzi, ngakhale kuti idzangopereka chitetezo chokwanira mamita awiri. Pomanga khoma lachikwama cha mchenga, phula lopanda madzi limalimbikitsidwanso kuwonjezera chotchinga china.

$13.28 ku The Home Depot

$19.88 pa Amazon

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