Njira Zisanu Zomwe Mungatenge Ngati Mwavulala Pangozi Yagalimoto – InsuranceNewsNet

Mapangano a inshuwaransi yaumoyo ndi magalimoto angafune kuti mugwirizane ndi kampani yanu ya inshuwaransi. Pambuyo pa ngozi iliyonse, dziwitsani nthawi yomweyo wothandizira inshuwalansi ya galimoto za ngoziyo. Kupereka chidziwitso cha inshuwaransi yazaumoyo kwa akatswiri azachipatala.

Gwirizanani zofunsa mafunso ndi zopempha zilizonse zomveka zamakampani a inshuwaransi. Kulephera kupereka lipoti la ngoziyo ku kampani yanu ya inshuwaransi panthaƔi yake ndiponso kusagwirizana nawo kungachititse ngoziyo kusaphimbidwa.

Khwerero 3: Osapereka chiganizo ku kampani yotsutsa ya inshuwaransi.

Woyang’anira inshuwalansi ya dalaivala winayo akhoza kukuyimbirani masiku angapo ngozi itachitika kuti akufunseni za izo. Osamufunsa munthuyu.

Kugwirizana ndi madalaivala ena kampani ya inshuwaransi sikungakuthandizeni pakadali pano. Mutha kumwabe mankhwalawo pomwe wapolisiyo akufunsani mwatsatanetsatane za zomwe zachitika.

Itha kupereka kuyerekezera kolakwika pazinthu zofunika monga nthawi, liwiro, ndi mtunda. Kuyerekeza kwanu kudzagwiritsidwa ntchito motsutsana nanu.

Ngati kampani ya inshuwaransi ya dalaivala winayo ikufunsani, kani kuyankha mafunso mwaulemu. Muuzeni wapolisiyo kuti mudzawaimbira foni mukazindikira.

Izi sizingapweteke zonena zanu ndipo zimakutsimikizirani kuti simulankhula mpaka mutamasuka mokwanira (ndipo mwina mpaka mutafunsana ndi loya – onani Gawo 5 pansipa).

Khwerero 4: Osathetsa vuto lanu lovulala mpaka litachira.

Makampani a inshuwaransi nthawi zambiri amafuna kuti amasulidwe kuti alipire zodandaula za kuvulala kwawo. Osakhazikika ndi kampani ina ya inshuwaransi yoyendetsa galimoto mpaka mutakwanitsa kukonza bwino zachipatala (MMI). Ndiye kuti, dikirani mpaka zizindikiro zanu za kusungunuka zitatha, kapena madokotala akuuzeni kuti n’zokayikitsa kuti mungakhale bwino.

Mukakhazikika ndi kampani ya inshuwaransi ndipo vuto lanu likuipiraipira, simudzalandiranso chipukuta misozi ngati mutasayina kuchotsedwa ntchito.

Choncho dikirani mpaka mutachira bwinobwino musanakhazikike mtima pansi. Izi zitha kutenga chaka chimodzi kapena kuposerapo. Kawirikawiri, izi sizimapereka mavuto azamalamulo chifukwa malamulo oletsa kunyalanyaza zonena za kunyalanyaza nthawi zambiri amakupatsani zaka zitatu kuti mupereke chigamulo (kupatula imfa ya ngozi ya galimoto ndi zodandaula motsutsana ndi mabungwe a boma).

Khwerero 5: Lembani loya ngati simukudziwa za inshuwaransi ndi mayankho.

Palibe lamulo lomwe limakukakamizani kuti mulembe loya kuti akuthandizeni pakuvulala kwanu. Anthu ambiri amathetsa madandaulo popanda kufunsa. Izi zimafuna kumvetsetsa kwamankhwala (udindo wolipira makampani a inshuwaransi yazaumoyo ndi olumala omwe adakulipirani ndalama kapena chifukwa cha ngozi). Pamilandu yaying’ono yokhala ndi kuvulala kocheperako komwe kumathetsa pambuyo pa ngongole zazing’ono zachipatala, loya sangawonjezere phindu pazolingazo.

Komabe, pamene pali kuvulala kwakukulu komwe kungapitirire, ndipo pamene ndalama zachipatala zimakhala zazikulu, woweruza milandu nthawi zambiri amawonjezera mtengo ndikunyamula katundu wa ndondomeko ya zodandaula za wovulalayo.

Ngati mwalemba ntchito loya, chitani mwamsanga. Nthawi zambiri sizimawononga ndalama zambiri kuposa kulemba ganyu loya pasadakhale chifukwa maloya ambiri ovulala amavomereza kuti chiwongola dzanjacho chikhale chindapusa chawo. Pali phindu mumtendere wamalingaliro womwe umabwera ndi loya yemwe amadziwa inshuwaransi ndipo amapereka upangiri wabwino kuti muwonjezere chipukuta misozi.

Robert J. Casita Iye ndiye woyambitsa ndi membala woyang’anira Malingaliro a kampani Casita Legal Group, LLCmu Madison. Zochita zake zimayang’ana pa milandu yachibadwidwe, kuvulazidwa kwamunthu, ufulu wachibadwidwe, tsankho, malamulo abizinesi ndi ntchito. Iye ndi membala wa bungwe loona za malamulo a boma Ntchito yotumizira ndi chidziwitso kwa maloya ku Wisconsin, yomwe imagwirizanitsa anthu okhala ndi maloya m’boma lonse. Dziwani zambiri pa wislaw.org.

Dziwani Ufulu Wanu Wazamalamulo ndi gawo lomwe limagawidwa kawiri pamwezi Wisconsin Bar Association. Linalembedwa ndi mamembala Wisconsin State Bar Association Kutumiza kwa ma lawyer ndi mauthenga (LRIS), yomwe imagwirizanitsa Wisconsin Anthu okhala ndi maloya m’boma lonse. Dziwani zambiri pa wislaw.org.

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