Kusintha kwa inshuwaransi yopanda cholakwika mwina pomwe ma Democrat atenga mphamvu ku Michigan | Nkhani

Ndi Bridge Michigan

Ozunzidwa ndi ngozi zagalimoto ndi omwe akuwathandiza atha kukumana ndi vuto lina posintha malamulo a inshuwaransi yaku Michigan pomwe ma Democrat ayamba kulamulira nyumba yamalamulo mu Januware.

Lamulo la 2019 loyambitsa kusintha kwakukulu kwa inshuwaransi yaku Michigan lidapatsa madalaivala mwayi wosankha magawo omwe amaperekedwa. Cholinga cha kusinthaku chinali kutsitsa mitengo ya inshuwaransi yapamwamba kwambiri m’boma, ndikuchepetsa ndalama zolipirira mpaka $2,639 mu 2021 kuchokera $3,096 mu 2019.

Koma lamuloli lidadulanso ndi 45 peresenti ya ndalama zomwe opereka chithandizo chamankhwala angalipire kuti abweze ntchito zomwe zaperekedwa kwa opulumuka ngozi zomwe sizinali za Medicare – kusintha komwe olimbikitsa kusinthaku akuti kwalepheretsa odwala kupeza chithandizo chapamwamba.

Kafukufuku wopangidwa ndi Michigan Institute of Public Health adapeza kuti ntchito zachipatala 4,082 zadulidwa kuyambira 2021, pomwe odwala 6,857 achotsedwa pazachipatala kuyambira pomwe mfundoyi idayamba kugwira ntchito.

Gov. Gretchen Whitmer adati akuyembekeza kuyamba kukambirana njira zosinthira lamuloli koyambirira kwa chaka chamawa. Pali ntchito yoti ichitike pano yowonetsetsa kuti anthu okhudzidwawo apeza thandizo lomwe alipira. Ndine wofunitsitsa kuzitsatira.”

Michigan Catastrophic Claims Association – bungwe lopanda phindu lotsogozedwa ndi mafakitale lomwe limatolera chindapusa chapachaka kuchokera kwa oyendetsa galimoto aku Michigan kuti alipirire chithandizo chamankhwala kwa omwe adachita ngozi – adadula chindapusa chake ndikupereka macheke olipira $400 pagalimoto iliyonse kwa oyendetsa aku Michigan pakulimbikitsa kwa Whitmer kutsatira lamulo la 2019. .

Bungweli posachedwapa lidakulitsa mitengo yake yatsopano yapagalimoto pafupifupi $ 48 pachaka, kutsatira chigamulo chaposachedwa cha khothi la apilo chomwe chinapeza kuti odwala omwe adayamba kulandira chithandizo chovulala pagalimoto lamulo la 2019 lisanakhazikitsidwe sangasinthe. . Chigamulochi chili pansi pa apilo.

Ngakhale olimbikitsa kusinthako akuti chigamulochi chinathetsa mavuto ena, akukakamirabe kuti malamulo asinthe. “Chomwe tikuyang’ana ndi njira yoyendetsera malamulo yomwe imapangitsa kuti zonsezi zitheke, ndipo titha kubwereranso kubwezeretsa chisamaliro chopitilira okhudzidwa ndi ngozi,” atero a Tom Goode, Purezidenti wa Michigan Brain Injury Providers Council.

Rep. Julie Rogers, D-Kalamazoo, sing’anga yemwe wakhala akugwira ntchito ndi anthu ovulala kwambiri ndipo wakhala akuyimira malamulo kwa nthawi yaitali kuti asinthe ndondomeko ya malipiro yomwe ili mu lamulo la 2019.

“Nkhani zopanda cholakwika ndi moyo ndi imfa,” adatero Rogers. “Kwa ine, izi zimandipangitsa kukhala pamwamba pamndandanda wazinthu zomwe ziyenera kukonzedwa.”

Otsatira malamulo amakono amanena kuti kusintha kunali kovuta koma kofunikira kuti achepetse ndalama.

M’mawu omwe adaperekedwa ku Bridge Michigan, mkulu wa Michigan Insurance Alliance a Erin McDonough adati kusintha kwa 2019 kwapangitsa inshuwaransi kukhala yotsika mtengo kwa madalaivala masauzande ambiri, kutanthauza kuti Michigan sinalinso dziko lodula kwambiri kugula inshuwaransi yamagalimoto.

Kuwonetsetsa kuti omwe avulala pa ngozi zagalimoto alandila chithandizo chofunikira chachipatala kumakhalabe kofunikira kwa ma inshuwaransi, McDonough adati, ndikuwonjezera kuti lamulo la 2019 likuwonetsa kuyesa koyamba kwa Michigan kukhazikitsa macheke ndi ndalama zachipatala.

“Tikukulimbikitsani kuti anthu awonetsetse kuti ndalama zomwe ogula aku Michigan amasungira zikukhalabe zotetezedwa pomwe nyumba yamalamulo ndi bwanamkubwa akuyesa kuwunika kulikonse,” adatero.

Ngati Whitmer ndi opanga malamulo omwe akubwera atha kupeza yankho lomwe lingasinthe malamulowo osasokoneza ndalama zomwe asunga, sipikala wa Nyumba Yamalamulo a Jason Wentworth adati alibe mavuto – koma palibe mapulani omwe adayandama mpaka pano, adatero.

Alibe maganizo oti abweretse nkhaniyi panthawi ya malamulo olemala asanayambe sukulu yatsopano chaka chamawa.

“Ngati pali malo abwino okonzera vuto lomwe likuwoneka pamenepo, ndakhala wokonzeka kuyang’ana kuyambira tsiku loyamba,” adatero Republican Claire. “Sindinapatsidwepo dongosolo lomwe limakonza izi ndikusungabe ndalamazo. Ndiye ngati atha kuchita semesita yotsatira, zingakhale zabwino.”

William Brock, wosankhidwa wa Republican wochokera ku Erie yemwe bizinesi yake yosamalira kunyumba inali ndi makasitomala awiri omwe akhudzidwa ndi kusintha kwa ndondomekoyi, adati chimodzi mwazinthu zomwe amaika patsogolo ndikuyang’ana njira zosinthira malamulo omwe ali ndi “zolinga zabwino” koma amakhudza mabizinesi ndi anthu okhalamo.

Anati lamulo la 2019 “linali ndi zotsatira zabwino, ponena za anthu ambiri omwe ali ndi inshuwaransi yamagalimoto, koma linalinso ndi zovuta zina.”

“Sitimachita milandu yambiri yamagalimoto,” adatero, “koma tinali ndi makasitomala awiri makamaka omwe mitengo yawo idadulidwa pafupifupi 60 peresenti kotero kuti sizinatilole kuti tiwasamalire.” “Sitili tokha mu izi … Ndine wokonzeka kubwerezanso.”

Rogers adati akukhulupirira kuti cholinga chachikulu chiyenera kukhala pa zosowa za anthu omwe akhudzidwa ndi ngozi komanso anthu omwe amawasamalira, koma ndi bwino kuganizira zosintha zina zomwe zingapangitse inshuwalansi ya galimoto kukhala yotsika mtengo.

“Cholinga chonse cha chifukwa chake izi zidachitika poyambirira chinali pafupi ndi mitengo ya inshuwaransi, sichoncho?” Rogers anatero. “Cholinga chosintha lamulo, chomwe chinali chiwerengero chochepa kwambiri cha aliyense, sichinayambe kugwiritsidwa ntchito, choncho ndikuganiza kuti tifunikabe kufunafuna njira zochepetsera ndalama.”

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